Brick-and-mortar retailers face a growing cash management crisis. With rising costs and theft, manually handling cash creates unnecessary expenses and losses. Fortunately, smart safes provide automated solutions that can save retailers time, money, and hassle. [...]
America’s Credit Unions President/CEO Jim Nussle Thursday wrote to the House Financial Services Committee, outlining concerns with the Strengthening Cybersecurity for the Financial Sector Act, which would grant the NCUA with additional authority [...]
Staffing, security, and cash handling are all issues that continue to pose significant challenges for credit unions today. And, while many members are taking care of business online, fewer branch employees can quickly lead to [...]
Publisher’s Note: Scroll down for a Spanish language version of this article. Access to financial services is important for everyone in America, especially for the nation’s Latino and Hispanic communities. Currently, Latinos represent [...]
This was not what I was planning on writing. I had a whole different article sketched out, but then the unthinkable happened. On January 10, 2024, Nick Saban* retired as the football coach of the [...]
The Consumer Financial Protection Bureau on Wednesday proposed to ban credit unions and banks from imposing non-sufficient funds fees (NSF) on transactions that they deny in real time. The proposal would include declined debit card [...]
In the ever-evolving landscape of technology, businesses are continually seeking ways to enhance efficiency, reduce paper usage, and streamline their processes. One powerful tool contributing to these objectives is the adoption of digital forms. In [...]
One of the stranger moments in the 2024 presidential primary process took place this week: Voters in New Hampshire received a “robocall” featuring President Joe Biden’s voice, discouraging them from voting in the primary, [...]
Penetration testing is a vital part of cybersecurity strategies for organizations, helping them identify vulnerabilities in their systems, networks, and applications. Organizations have relied on traditional penetration testing methods, where a team of experts conducts [...]
Supporting members is a core value of the credit union heritage. Importantly, that support doesn’t only manifest in fair and dignified financial services and products. It’s also found within the engagement credit unions [...]
The holidays brought laughter by the fireplace, warm desserts, and the joyous sounds of caroling. But lurking outside in the frigid cold, after the tree is put away and before the first credit card bill [...]
Financial well-being isn’t just about dollars and cents. “It's really about building members’ confidence and how they feel about their finances—how they spend, save, borrow, and plan,” says Chris Wolgamott, director of financial [...]
Tackling “ongoing tired attacks on credit unions,” America’s Credit Unions President/CEO Jim Nussle wrote to Congress Wednesday to address misleading messages from the Independent Community Bankers of America’s (ICBA) that rehash false [...]
October 2023 marked the end of a more than three-year pause on federally-backed student loan payments, and millions of Americans are now navigating a new financial landscape. This resumption, amidst record-high inflation impacting essential costs [...]
As interest rates and inflation begin to level out, discussions have begun to turn towards the future of the economy. Some speculate that risk of a deflationary period may be just around the corner, leading [...]
