The one way to never fall into debt again
Debt is literally a four letter word; it just also happens to mean you owe money.

Many Americans have a dream they’ll never realize: living without debt. Yet, the dream is possible for nearly everyone – just be prepared for the sea change of behavior required to make it happen. If you are unprepared, your ship will never make it to the safe harbor of paradise, and you will crash upon the jagged rocks of financial ruin.
Follow these simple steps to make your dreams of a safe financial future come true, and steer clear of financial ruin.
Make Up Your Mind
Many people fall into debt because they grow complacent, spending above and beyond their means, living from paycheck to paycheck with barely enough to make the bills. They don’t have enough to pay for dinner out on Friday, the new clothes that go with it, or the movie after.
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