When the financial services industry speaks on the year-in, year-out tragedy that is living paycheck-to-paycheck, our minds naturally gravitate to the lower-income individuals in the United States, typically those earning $50,000 or less. And [...]
So much of the American economy right now seems to come down to perspective. The land of the free has had the strongest economic recovery when measured by GDP in 2023, particularly among all G7 [...]
The seasons may change, but the grift stays the same for predatory payday lending. Whether it’s that small-time payday loan outfit in the asphalt strip mall down the street or an international holdings conglomerate, [...]
The year 2022 reemphasized the reason small-dollar lending has consistently delivered on member need over and over since the beginning of the credit union movement over 110 years ago. The effect affordable mainstream credit had [...]
One of the great challenges of technological innovation today is the understanding that for any product to find success, one cannot simply innovate for the sake of innovating. Finding true, sustained, long-term success is knowing [...]
Spread out across the United States, credit unions dedicated to the cooperative movement continue to offer the important products and services necessary to help their valued member-owners improve their financial lives. What separates others, however, [...]
While credit scores may have a central role in deciding who qualifies for a given financial product at specific terms, let’s face it: The current credit system works against a disproportionate population of lower-income [...]
QCash Financial, LLC, a wholly owned credit union service organization (CUSO) of Alloya Corporate Federal Credit Union, proudly announced today that on September 1, 2023, it facilitated the one millionth loan in partnership with credit [...]
Alloya Corporate Federal Credit Union and Washington State Employees Credit Union (WSECU) have announced they are entering a strategic partnership under which, effective March 31, 2023, Alloya acquired QCash Financial, LLC. Since 2015, QCash Financial [...]
QCash Financial CUSO has partnered with Metairie, La.-based Jefferson Financial Federal Credit Union to offer its digital life event lending platform. “We are excited to begin offering life event lending to our cooperative members,” [...]
QCash Financial CUSO has partnered with Allen, Texas-based Credit Union of Texas (CUTX) to offer its digital life event lending platform to the cooperative with more than 150,000 members across North Texas and East [...]
QCash Financial CUSO has been selected to provide its digital life event lending platform to Sumter, S.C.-based SAFE Federal Credit Union. “The opportunity to introduce a better alternative digital lending option to SAFE [...]
QCash Financial CUSO has announced their partnership with Park View Federal Credit Union to offer its members short-term loans for their unexpected cash needs. “Park View is excited about our partnership with QCash,” says John [...]
QCash Financial announces their partnership with Lancaster, South Carolina-based Founders Federal Credit Union, continuing the credit union’s long-held legacy of service and giving to their community. That tradition is now bolstered through a QCash [...]
