The excitement around NFTs, rich digital experiences and internet connected devices, highlights the craftmanship of digital professionals. This streak of creativity, however, extends to cyber-criminals who are developing highly imaginative, sophisticated and cutting-edge approaches to [...]
If you’re new to the United States, you’ve probably got a lot on your mind. There’s plenty to do to get settled, including getting your finances in order. Establishing and building credit [...]
Your credit score is calculated based off the information in your credit report. To create your score, the information is broken down into different categories or factors. These factors may be weighed differently based on [...]
The growing number of owned devices, platforms and channels has created a complex labyrinth where connecting disparate data points to make sound, data-driven targeting decisions is increasingly difficult. At the same time, consumer expectations around [...]
For many, a home is the biggest purchase they’ll ever make. Knowing your credit health can help ease the stress of such a major financial decision. If you’re worried about qualifying for a [...]
Summary of Industry Metrics Throughout the summer, lenders experienced significant YoY origination growth across numerous products, including card, auto and personal loan. Card originations soared with 124% YoY growth, while personal loan experienced ~70% origination [...]
Vehicle sales will continue to decline as inventory shortages impact retail and wholesale supply chains. As such, auto lenders are exploring growth options and even traditionally non-auto lenders are entering a largely untapped space — auto [...]
Continued expansion of lending, including to non-prime consumers, is expected to occur in 2022 with origination levels reaching or surpassing pre-pandemic levels, according to the newly released TransUnion (NYSE: TRU) Financial Services 2022 Consumer Credit [...]
As financial institutions look for new ways to promote financial inclusion efforts in the new year, a new TransUnion (NYSE: TRU) analysis underscores the importance of rent payments as an alternative credit data asset and [...]
TransUnion (NYSE: TRU) released new findings today around global e-commerce fraud trends that occurred during the busiest period of the 2021 holiday shopping season. The analysis found 17.46% of all global e-commerce transactions between [...]
TransUnion (NYSE: TRU) marked the five-year anniversary of its popular Innovation Lab today during the Money 20/20 USA conference. Since its inception the Innovation Lab has helped dozens of banks, insurers, lenders and other [...]
Low-to-moderate income (LMI) consumers have traditionally been overlooked in the mortgage market and trail non-LMI consumers in terms of homeownership. A new study from TransUnion (NYSE: TRU) suggests closing this gap could yield mortgage lenders [...]
Despite financial challenges brought forth by the COVID-19 pandemic, a new study from TransUnion (NYSE: TRU) found that 18.7 million U.S. consumers that entered a financial hardship program experienced an increase to their [...]
TransUnion (NYSE:TRU), a global insights and information company, today announced its investment in U.K.-based fintech Monevo – a personal credit platform and API empowering lenders to deliver highly personalised credit offers to consumers [...]
