It can be disheartening to see your credit score drop after a financial setback. Whether you missed mortgage payments, made the hard choice to file for bankruptcy or faced something else entirely, these kinds of [...]
Below I break down three key observations we’ve made in our latest Credit Union Market Perspectives Report. HELOC and equity loan balance growth primarily driven by Millennial and Gen Z borrowers market - Younger [...]
CUInsight Publisher & CEO Lauren Culp is joined by Blake Woods - Senior Advisor, Credit Unions at TransUnion for a quick interview with just 3 questions... Three questions: 1. (0:33) TransUnion recently published its [...]
76% of Americans are concerned about sharing their personal information online, according to our Q1 2022 Consumer Pulse survey. And it’s with good reason — that same survey found that 38% of all Americans have [...]
Whether you’re looking to make a big purchase or think it’s time to take control of your finances, building a budget is a smart first step. Learning how to budget isn’t necessarily [...]
If you’re worried about being a victim of identity theft, you can place a free fraud alert on your credit report. TransUnion offers three types of fraud alerts, and you can choose the option [...]
Below I break down three key observations we’ve made in our latest Credit Union Market Perspectives Report. Inventory challenges have caused origination decline in the auto market. With fewer new car sales, and captive [...]
More than 45 million consumers are considered to be either credit unserved[i] or underserved[ii] in the United States, according to a new global TransUnion (NYSE: TRU) study – “Empowering Credit Inclusion: A Deeper Perspective [...]
To make researching and purchasing a vehicle more interactive and seamless, TransUnion (NYSE: TRU) has partnered with CarNow to better equip financial institutions with the digital lending solution Auto Payment Shopper℠. As a result, consumers [...]
Up to 100 million U.S. adults* have used buy now pay later (BNPL) loans at least once in the past 12 months, but financial institutions currently do not have access to the valuable insights [...]
Verisk Financial’s leading business, Argus Information & Advisory Services, focuses on credit and debit card accounts and demand deposit account behaviors that complement TransUnion’s core consumer credit business. Together, Verisk Financial and TransUnion [...]
With consumer credit performance maintaining healthy levels across auto, credit card, personal loans and mortgages, lenders continued to ramp up new account origination growth in the non-prime segment of the market near the end of [...]
Continued expansion of lending, including to non-prime consumers, is expected to occur in 2022 with origination levels reaching or surpassing pre-pandemic levels, according to the newly released TransUnion (NYSE: TRU) Financial Services 2022 Consumer Credit [...]
As financial institutions look for new ways to promote financial inclusion efforts in the new year, a new TransUnion (NYSE: TRU) analysis underscores the importance of rent payments as an alternative credit data asset and [...]
