Do student loans affect credit scores?
If you’re concerned about the impact student loans will have on your financial future, you’re far from alone. And while your primary focus may be on creating a plan to pay off those [...]
The latest from TransUnion
Point-of-sale installment loans and your credit
You may have seen a ‘Buy Now Pay Later’ option at checkout at your favorite online store. Buy Now Pay Later is a type of point-of-sale (POS) installment loan. Over the past few years, POS [...]
Three signs something might be a scam
There are many ways fraudsters try to get your personal information or separate you from your hard-earned money. One of the most popular schemes is through a phishing scam, in which fraudsters use links in [...]
What is inflation and how does it impact my credit?
Inflation is top of mind for many people. According to our Q2 2022 Consumer Pulse survey, almost all consumers (95%) are worried about inflation. Inflation can have a direct, financial impact to households and can [...]
Three credit union market perspectives – Q3 2022
Consumer Credit Market Overview Credit unions and banks across the country are doing their best to interpret conflicting data points of consumer credit health. Across financial services, Q2 saw lenders significantly grow balances in products [...]
How long do closed accounts stay on my credit report?
When you close an account, it may not be removed from your credit report immediately. This is true whether the closed account is a credit card or an installment loan. Closed accounts stay on your [...]
How to use a credit card responsibly
Whether you’re more experienced with credit or looking to build your credit history, a credit card can be beneficial if used responsibly. Many credit cards have reward earning opportunities and more fraud protection than [...]
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Latest Press from TransUnion
TransUnion pairs with The University of Texas at Austin McCombs School of Business for research on financial data privacy and transparency
In a new collaboration of industry and academia designed to push the frontiers of financial data science, TransUnion (NYSE: TRU) has initiated a multi-year gift and embedded partnership with The University of Texas at Austin [...]
More than 45 million Americans are either credit unserved or underserved; approximately 20% migrate to being credit active every two years
More than 45 million consumers are considered to be either credit unserved[i] or underserved[ii] in the United States, according to a new global TransUnion (NYSE: TRU) study – “Empowering Credit Inclusion: A Deeper Perspective [...]
TransUnion empowers digital auto buyers with a more personalized shopping experience, allowing them to secure monthly payment information directly from lenders
To make researching and purchasing a vehicle more interactive and seamless, TransUnion (NYSE: TRU) has partnered with CarNow to better equip financial institutions with the digital lending solution Auto Payment Shopper℠. As a result, consumers [...]
TransUnion to maximize financial inclusion opportunities for the nearly 100 million consumers using BNPL loans
Up to 100 million U.S. adults* have used buy now pay later (BNPL) loans at least once in the past 12 months, but financial institutions currently do not have access to the valuable insights [...]
TransUnion enhances consumer insights with agreement to acquire Verisk Financial Services
Verisk Financial’s leading business, Argus Information & Advisory Services, focuses on credit and debit card accounts and demand deposit account behaviors that complement TransUnion’s core consumer credit business. Together, Verisk Financial and TransUnion [...]
Recent vintage loans perform well even as more non-prime consumers secured credit in second half of 2021
With consumer credit performance maintaining healthy levels across auto, credit card, personal loans and mortgages, lenders continued to ramp up new account origination growth in the non-prime segment of the market near the end of [...]
TransUnion forecasts originations to non-prime borrowers will continue to rise for many credit products in 2022
Continued expansion of lending, including to non-prime consumers, is expected to occur in 2022 with origination levels reaching or surpassing pre-pandemic levels, according to the newly released TransUnion (NYSE: TRU) Financial Services 2022 Consumer Credit [...]
