Top 7 ways your overdraft program can be the fairest

CFPB confirms overdraft is here to stay

The Consumer Financial Protection Bureau (CFPB) has proposed a rule to be effective October 1, 2025 (at the earliest) that would regulate overdraft services at financial institutions with $10 billion or more in assets. Our [...]

Whitepaper: Beyond overdraft

Download this comprehensive white paper from Cornerstone Advisors, based on a Q2 2022 online survey of 3,000 US consumers that explores consumers’ use of, experience with, and attitudes towards overdraft protection services and with [...]

Overdraft isn’t over

Overdraft is definitely in the news. Pundits prognosticate on how overdraft is going away, and create the impression that all consumers detest overdraft and want the service to end. I have a unique perspective on [...]

White paper: The battle for small business lending – part three

In Part 3, we’ll talk about effective rallying cries to bring the business borrowers to your financial institution. In other words, why should they borrow from you rather than a challenger credit union, online [...]

White paper: The battle for small business lending – part two

In Part 2, we’ll discuss the power of a digital platform in defeating the competition! Digital technology allows your bank or credit union to provide small business loans efficiently, quickly and profitably.

White paper: The battle for small business lending – part one

In this series, we will lay out a battle plan for overcoming obstacles and conquering the competition in the digital small business lending space.