Credit unions with offices located in metropolitan areas that engage in certain types and volume of residential mortgage lending, and that had assets exceeding $45 million as of December 31, 2017, must file a Home Mortgage Disclosure Act loan/application register for calendar year 2018 loan activity by March 1.
Credit unions must submit their HMDA data using a web-based platform provided and maintained by the Consumer Financial Protection Bureau.
HMDA is implemented by the Consumer Financial Protection Bureau’s Regulation C.
You can learn more by accessing the amendments to Regulation C and additional information in the Fair Lending Compliance Resources section of the NCUA’s Consumer Compliance Regulatory Resources webpage.