MERCED, CA (January 28, 2026) |
Farmers Insurance Federal Credit Union (FIGFCU) proudly led the Bite of Reality® financial literacy program at Livingston High School, Merced, California, last week, providing nearly 60 students with a hands-on, high-energy, real-world introduction to money management and budgeting skills they’ll use for life.
The Bite of Reality® program, developed by the RMJ Foundation, isn’t your typical classroom lecture. It’s a fast-paced, app-based simulation that thrusts students into the "real world." Each student is assigned a fictional persona, complete with a career, salary, credit score, and even a family, and tasked with navigating a month’s worth of expenses. From housing and transportation to the unexpected "curveballs" of adult life, students quickly learn that every dollar counts.
Deep Roots, Bright Futures
While FIGFCU is a national institution, it’s been a trusted member of the Merced community for generations. This event represents more than a workshop; it is the latest in a multi-decade effort to ensure Merced’s youth aren’t just dreaming of the future but have the financial literacy to own it.
"Financial literacy is one of the most critical life skills we can impart to the next generation," said Mirella Reznic, CEO of FIGFCU. "It was a thrill to see Livingston High students dive into these activities. Watching them debate financial trade-offs with their peers is exactly why we do this; it builds the confidence they need to make informed decisions long before they receive their first professional paycheck."
Bridging the Gap Between Classroom and Life
The program highlights FIGFCU’s evolution as a community educator. Beyond the simulation, students engaged with Zogo, FIGFCU’s modern financial education partner app, to master concepts such as investing and credit health. They were also provided with a specialized Merced Resource Guide, offering local connections to employment assistance, family safety programs, and finding support to help pay home utility bills.
Nancy Anantavara, Chief Growth Officer, FIGFCU, emphasized the long-term impact of early financial education. “When students experience money management in a realistic way, it truly clicks,” Anantavara said. “This program bridges the gap between classroom learning and real life. By investing in community financial literacy, we're equipping students with the knowledge and confidence to make informed decisions today and to build stronger, more resilient futures for themselves and their communities tomorrow.”
Daisy Aleman, FIGFCU Merced Branch Manager, added: "Seeing our local students realize the power of a well-planned budget is incredibly rewarding. We’ve been part of this community’s fabric for a long time, and we’re proud to continue supporting Livingston High School parents and students in building a rock-solid foundation for success."
Investing in the Next Generation
By partnering with local educators, FIGFCU continues to prove that it is more than just a place to keep money; it is a lifelong resource for financial wellness and community stability.
For more information about FIGFCU’s community initiatives or to explore financial education resources, please visit figfcu.org or visit any of our branches.
