Capitola, CA (May 1, 2025) |
Bay Federal Credit Union is pleased to announce the promotion of Sean Carter to Assistant Vice President, Mortgage Lending Operations. In this new role, Mr. Carter will oversee the underwriting, processing, and funding of first and second mortgages, including Home Equity Lines of Credit (HELOCs). He will also manage the daily mortgage loan pipeline, support staff development through training and coaching, and ensure a high level of service for members at every stage of the mortgage process.
Mr. Carter brings over two decades of experience in the mortgage industry to this leadership position. Before joining Bay Federal in 2022 as Mortgage Operations Manager, he held various positions in sales, processing, and underwriting at Bank of America, Wells Fargo, and SAFE Credit Union. His comprehensive understanding of mortgage lending and commitment to operational excellence have made him a valued leader within the organization.
Mr. Carter holds a bachelor’s degree in business management and a California Real Estate License. He is enrolled in the Western CUNA Management School, class of 2026, to further expand his credit union leadership expertise.
Outside of the office, Mr. Carter enjoys playing tennis, backpacking in the Desolation Wilderness, and spending quality time with his family.
Reflecting on his new role, Mr. Carter said, “This role offers a new opportunity to further support Bay Federal’s mission of making homeownership a reality for more people in our community. My goal is to create a mortgage experience that’s not only smooth and efficient, but also personal, thoughtful, and supportive every step of the way.”
