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Bay Federal Credit Union wins three categories in The Lookout List by Lookout Santa Cruz

Favorite Local Financial Institution, Favorite Mortgage Broker, and Favorite Credit Union for a Teen’s First Account

Capitola, CA (November 20, 2025) |

Bay Federal Credit Union is proud to announce that it has been recognized by Lookout Santa Cruz as a community favorite, winning in three major categories of The Lookout List:

  • Favorite Local Financial Institution
  • Favorite Mortgage Broker
  • Favorite Bank or Credit Union for a Teen’s First Account

The Lookout List is a Santa Cruz County community-voted recognition program, where residents nominate and vote for their favorite local businesses, organizations, and professionals. Thousands of locals participated to highlight the people and places that make Santa Cruz County thrive.These awards honor Bay Federal’s ongoing commitment to providing exceptional service, competitive financial solutions, and genuine community care. For more than 65 years, Bay Federal has proudly served the Central Coast by empowering members to achieve financial well-being and by giving back through volunteerism, scholarships, and local partnerships.

“Being named the best in not just one but three categories by our community is an incredible honor,” said Carrie Birkhofer, President and CEO of Bay Federal Credit Union. “We are grateful to our members and the Santa Cruz community for their trust and support. These recognitions reinforce our mission to make a real difference in the lives of those we serve every day.”

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