Carlos Zuniga has joined San Diego County Credit Union® (SDCCU®), one of California’s largest credit unions, as Executive Vice President of Consumer Lending. Bringing with him over 20 years of experience in consumer lending, underwriting and debt solutions, Zuniga’s understanding of all consumer lending activities will allow him to provide strategic oversight of SDCCU’s lending strategy to better serve customers. In this role, Zuniga is responsible for all consumer lending, including collections and business lending activities, as well as the strategic planning related to consumer lending portfolios, both direct and indirect channels.
“Carlos has a proven record of working with executive management to design and deliver seamless customer lending experiences,” said Teresa Campbell, president and CEO at SDCCU. “We are excited to have someone with his extensive leadership experience in consumer lending for financial institutions join our executive team.”
Before joining SDCCU, Zuniga served most recently as the Assistant Vice President, Consumer Lending Operations and Underwriting at USAA where he was responsible for end-to-end value-chain operations that focused on ensuring a sustained, controlled and compliant ecosystem with effective performance management to improve depth of member relationships. Throughout his banking career, Zuniga has led teams whose purpose is to create and deliver seamless, best-in-class, end-to-end employee and customer experiences. His extensive financial services career spans consumer loan and real estate operations and support, credit risk and portfolio management, collections and recovery, business transformation, product management, and vendor relations.
Zuniga is a Summa Cum Laude graduate of University of the Incarnate Word in San Antonio Texas, with an MBA in International Business, and a Bachelor of Science in Business Management. He is also a CBA Executive Banking School graduate and a recipient of the National Diversity Council 2016 Top Latino Leaders. He has served at the Arizona Hispanic Chamber of Commerce (AZHCC) as a board member and membership committee chair. Zuniga has been accepted at Harvard Business School and plans to begin a Business Analytics Program in 2021.
