MILWAUKEE, WI (June 23, 2026) |
Corporate Central is pleased to announce it now offers ACH Fraud Scanning through a partnership with Advanced Fraud Solutions (AFS). The service is available to member credit unions within the Beastro platform.
According to Nacha rules that went into effect March 20, 2026, ACH participants are required to implement risk-based fraud monitoring and enhanced account validation procedures, along with standardized “PAYROLL” and “PURCHASE” transaction descriptors for certain entries. These changes reinforce the industry’s focus on fraud prevention, transparency, and sound risk management practices.
Corporate Central’s ACH Fraud Scanning service, powered by AFS’s TrueACH solution, supports compliance with the 2026 requirements by providing real-time validation of account status and ownership. The solution leverages a nationwide consortium database of more than 1,200 financial institutions and more than 50 core processors to deliver actionable risk insights.
Key capabilities include:
- Account existence and standing validation
- Identification of return activity, NSF indicators, and stop payments
- Verification of authorized account owners
- Detection of suspicious or anomalous transaction patterns
- Support for both ODFI and RDFI workflows
The service is highly configurable, allowing credit unions to tailor scanning parameters by file direction, Standard Entry Class (SEC) codes, transaction codes, and dollar thresholds. Institutions may select automatic or manual file scanning and isolate flagged transactions for review to enhance operational efficiency while strengthening internal controls.
“Fraud threats continue to evolve, and regulatory expectations are increasing alongside them,” said Heather Ristow, CCUE, SVP/Chief Experience Officer. “By partnering with Advanced Fraud Solutions, we are equipping our members with the tools they need to meet Nacha’s new requirements with confidence while protecting their institutions and account holders.”
“ACH fraud continues to evolve, and financial institutions need access to reliable, real-time data to make informed risk decisions,” said Jordan Bothwell, Chief Partnership Officer. “Our partnership with Corporate Central enables credit unions to leverage consortium-powered intelligence and account validation tools directly within their existing workflows.”
Credit unions can enable ACH Fraud Scanning within Beastro and configure settings to align with their risk management and compliance strategy. Billing for scans will appear on monthly statements.
For more information or to activate the service, member credit unions may contact Corporate Central’s Member Experience Team.