Credit Unions Find Innovative Ways to Drive Auto Loans First Financial Federal Credit Union Offers Cash Back Deal

Wall, N.J. (Monday, December 31, 2012) – Local credit unions like First Financial Federal Credit Union are taking steps to help their members to secure competitive car loans.  At a time when many residents of the Jersey Shore have to replace their vehicles due to damage caused by Hurricane Sandy, this is good news!
First Financial is currently offering 2 percent cash back* on auto loans for new or preowned vehicles.  The incentive is issued in the form of a check after the first auto payment is made and can be used to pay down the loan, purchase gas, or however else the member wishes.
They also offer AutoSMART, a free car buying and research tool that helps consumers find new and used vehicles as well as specialty vehicles like boats and ATVs.  First Financial also posts monthly AutoSMART facts and “Find-A-Car” trivia questions on their Facebook page where they award $50 Wawa gas cards each month.
“Consumers are often bombarded with a variety of rates and deals when they shop for a car,” said Nancy Culp, First Financial’s AVP of Lending and Sales. “We’ve tried to make the search, purchase and financing easier for them.”
For more information, contact First Financial Credit Union at 866.750.0100 or visit their website at
* Cash back amount will be 2% of the approved First Financial auto loan amount, $100 minimum and $1,000 maximum, payable after the first loan payment is made and within 30 days after receiving the title with the perfected lien showing First Financial FCU as lien holder. All cash back checks must be picked up at the nearest First Financial branch location. This prize or a portion of this prize may be income reportable to the IRS on 1099-MISC and requires completion of a W-9 Request for Taxpayer Identification Number and Certification form. A First Financial membership is required to obtain a First Financial auto loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties.
About First Financial Federal Credit Union:
First Financial Federal Credit Union (formerly Mon-Oc Federal Credit Union) is a not-for-profit financial cooperative whose goal is to provide the highest level of quality products and personalized services while maintaining financial integrity and stability.  Our vision is to be a long-term financial partner with our Members. While First Financial has a highly trained, professional staff using the latest technology, we also pride ourselves on our personal touch. Unlike huge banking conglomerates, policy setting and overall strategic direction of First Financial are overseen by a volunteer Board of Directors made up of credit union members. The credit union is federally insured by the NCUA. For more information on First Financial, visit

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