CUNA Mutual Group’s January 2021 Credit Union Trends Report

MADISON, WI (February 2, 2021) — The Credit Union Trends Report is a monthly “pulse check” on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick from CUNA Mutual Group.

January 2021 (November 2020 data)

  • Credit union loan balances rose 0.05% in November, below the 0.6% pace reported in November 2019.
  • Credit union new-auto loan balances fell at a -4.2% seasonally adjusted annual rate in November.
  • Credit union return-on-asset ratios came in at 0.65% (annualized) for the first nine months of 2020, the lowest since 2010, due to lower net interest margins, lower fee income, and higher provision for loan losses.


About CUNA Mutual Group

Built on the principle of “people helping people,” CUNA Mutual Group is a financially strong insurance, investment and financial services company that believes a brighter financial future should be accessible to everyone. Through our company culture, community engagement, and products and solutions, we are working to create a more equitable financial system that helps to improve the lives of those we serve and our society. For more information, visit


Phil Tschudy
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