DCECU offers record-breaking $14 million in member giveback rebates, rewards for 2015

MIDLAND, MI (December 17, 2015) — Dow Chemical Employees’ Credit Union recently announced record-breaking Member Giveback Rebates and Rewards for 2015. Approximately $14 million in year-end rebates and rewards on loans and share/deposit accounts will be given back to members – the largest dollar amount in the credit union’s history.

On January 1, 2016, DCECU members will receive these givebacks via:

  • The year-end Loan Interest Rebate, which will rebate borrowers in good standing 75 percent of the total interest they paid on all eligible DCECU loans during 2015.
  • The Member Saver Reward, which will give depositors in good standing an additional 75 percent of the dividends/interest they earned on DCECU shares/deposits in 2015.
  • DCECU VISA® Check Card Rebates of 0.125 percent of all signature-based transactions during 2015 and $0.01 for each PIN-based transaction during 2015.

“We have a deep commitment to giving back to our members, and we return part of the credit union’s earnings to them because they also are owners of the credit union,” said DCECU President/CEO Dennis Hanson. “It certainly is a point of pride that we are able to return a historic $14 million in Member Giveback Rebate and Rewards to our valued members this year.”

As a principles-based financial cooperative, DCECU is committed to providing its members with exceptional service, convenience, value and security. The credit union serves more than 57,000 members with a selection of products and services, including a full suite of electronic and deposit products, mortgage and consumer loan products, and Internet and Mobile Banking.

In 2014, DCECU’s Member Giveback Rebates and Rewards – which included a 75 percent Loan Interest Rebate, a 75 percent Member Saver Reward, and VISA® Check Card Rebates of 0.125 percent of signature-based transactions and $0.01 per PIN-based transaction – totaled more than $13.2 million.


Dow Chemical Employees’ Credit Union is a cooperative, not-for-profit financial institution that is owned by its members and dedicated to providing them with smart, affordable banking solutions. Located in Midland, Michigan, DCECU has more than $1.6 billion in assets and nearly 65,000 members and has been recognized multiple times by the Credit Union National Association (CUNA) for top performance in saving members money. Membership is open to employees and retirees of more than 50 Select Employer Group companies, as well as to their family members. For more information, visit or call 989.835.7794 or 800.835.7794.

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Teresa Cunningham
Dow Chemical Employees’ Credit Union
Work: 989.835.7794, ext. 4833

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