YORK, PA (January 15,2014) -- On Friday, January 10, 2014, a man came into First Capital Federal Credit Union asking to become a member and apply for a loan. He claimed to live in Ohio, but work locally. During the interview process, he could not tell us the name of the friend who referred him to us. He also could not answer why he had certain items on his credit report. Lastly, the pay stub he produced had inconsistencies. All of this raised red flags for the Member Service Officer who was working with the man. After he left, First Capital FCU contacted Springettsbury Township police and told them about the situation. We then set up a sting operation with the police over a two-day period. The man came into the Credit Union on Tuesday to sign his paperwork…and police were waiting. Once signed, the police placed him into custody.
At this time, Springettsbury Township police have charged the man with criminal identity theft, forgery, among other charges. He is in prison on $250,000 bail.
“Coming on the heels of the Target breach, it’s great to know how a local financial institution and the police are taking steps to stop these identity thieves,” said Tara Houser, VP of Marketing. “I’m so proud of our team for not just denying the man membership and allowing him to walk away and potentially hit another financial institution, but to actually stop him from targeting another institution and victim.”
First Capital Federal Credit Union is a $150 million asset-size credit union with nearly 18,000 members based in York, PA. Founded in 1954 as S. Morgan Smith Credit Union, First Capital has merged and grown, and continues to work closely with more than 400 companies and organizations throughout York County and across the country.