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Jeanne D’Arc Credit Union announces four new officers

LOWELL, MA (April 17, 2026) |

Larissa C. Thurston, President and Chief Executive Officer  at Jeanne D’Arc Credit Union, is pleased to announce the promotion of Keith Micavich to  Mortgage Origination Officer, and welcome Lisa Carroll as Business Services Officer,  Christopher Del Valle as Business Development Officer, Michelle Sapienza as VP – Business  Lending Officer. 

Keith Micavich has over twenty-five years of experience as a mortgage loan officer. He has  been with Jeanne D’Arc for thirteen of those years, contributing to the growth of the Credit  Union’s residential mortgage division. Prior to joining Jeanne D’Arc, he operated his own  mortgage brokerage for seven years.  

With this promotion, Micavich will manage a team of seven loan officers and senior loan  officers, oversee the day-to-day operations of the residential mortgage lending team while  continuing to support the Credit Union’s commitment to helping members achieve their  homeownership goals. 

Micavich, a native of Westford, Massachusetts, graduated cum laude from St. Michael's College.  He currently resides in southern New Hampshire with his wife, two children, and their dog.  

Lisa Carroll joins Jeanne D’Arc Credit Union with over 15 years of experience driving small  business and commercial growth across national and regional financial institutions. She  previously was Vice President and National Senior SBA Franchise Business Development  Officer at Huntington National Bank, managing a portfolio of franchise clients and identifying  lending and bank service opportunities while building partnerships. Lisa lives in Chelmsford,  MA.  

Christopher Del Valle is an accomplished financial services leader with more than a decade of  experience in commercial lending, business development, and relationship management across  the credit union and banking industries. In his prior role as AVP, Commercial Business  Development Officer at Align Credit Union, he originated, underwrote, and closed commercial  credit solutions including SBA 7(a), commercial real estate, and auto loans while driving deposit  growth and maintaining strong portfolio quality. Previously, Del Valle served in AVP and management roles at Northern Bank and Trust and Workers Credit Union, where he built and  deepened commercial relationships, led and coached teams, and partnered with communities  through outreach and financial empowerment initiatives.  

He has completed advanced training including the Massachusetts Bankers Association  Commercial Lending School (Certification in Commercial Lending) and a Moody’s Analytics  certification in small business lending.  

Michelle Sapienza joins Jeanne D’Arc Credit Union with over 10 years of experience as a  commercial lending professional. She was formerly Vice President Commercial Loan Officer at  Northern Bank and Trust Company, and her lending experience spans commercial real estate  (CRE), C&I, SBA, and construction financing. 

Previously, Sapienza spent nearly eight years at Hanscom Federal Credit Union where she  originated and underwrote loans, analyzed tax returns and financial statements, managed  portfolios and collections, partnered with retail branches to drive new business, and helped  streamline operations, including supporting CRM development with the data management team.  

Michelle attended the University of Lowell.

Keith Micavich, Mortgage Origination
Lisa Carroll, Business Services Officer
Christopher Del Valle, Business Development Officer
Michelle Sapienza, VP – Business Lending Officer

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