John M. Floyd & Associates Announces New Regional Directors

BAYTOWN, TX (April 2, 2013) – John M. Floyd & Associates (JMFA), a profitability and performance improvement consulting firm for financial institutions, announces the addition of three regional directors.

Andre Branning has been named regional director for Kansas, Missouri and Oklahoma. He joins JMFA with more than 11 years of strategic sales and account management experience, providing business solutions and services to financial institutions in the Midwest. Before joining JMFA, Branning was associated with Brink’s Inc. and Loomis. He began his career in sales at Diebold, Inc., providing operational and security products and services to financial institutions. Branning received a Bachelor of Fine Arts degree from Kansas State University.

Jill Fox has been named regional director for Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. She joins JMFA with more than 15 years of banking experience. Fox began her career at Bank of New England West and most recently was vice president of sales and branch administration for a savings bank in Western Massachusetts. Fox also has experience in technology and core data processing, and was an account executive with Lucent Technologies and a district sales manager for Telrad Conngey, Inc. Fox attended Holyoke Community College.

David Heath has been named regional director for Iowa, Minnesota and Wisconsin. He joins JMFA with more than 35 years of sales and consulting experience, providing technology solutions and services to financial institutions. His background includes sales, sales management and marketing management positions with the NCR Corporation, Wausau Financial Systems and Advanced Financial Solutions/Metavante/FIS. Heath holds a Bachelor of Science degree in Economics and Marketing from the University of Northern Iowa and an MBA degree from Drake University.

“We are pleased to welcome Andre, Jill and David to our team of performance and profitability experts,” said JMFA Chairman and CEO John M. Floyd. “Their industry knowledge and operational and management experience will be great resources for the many financial institutions located in the territories they serve.”

About JMFA
John M. Floyd & Associates (JMFA), is a leading provider of profitability and performance-improvement consulting. For more than 30 years, JMFA has been recognized as one of the most trusted names in the industry, helping financial institutions enhance their bottom line with programs like JMFA Overdraft Privilege®. JMFA is also recognized for earnings enhancement and expense control programs, training, executive placement and account acquisition programs, as well as product, service, pricing and technology-improvement consulting. Simply stated, JMFA’s programs and services are designed to increase income or reduce expenses. JMFA is proud to be a preferred provider among many industry groups.  To learn more about JMFA, visit or call 800-809-2307.

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