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Lafayette Federal Credit Union has the best certificate rates in America

Rockville, MD (May 8, 2025) |

With inflation still weighing on everyday budgets and the markets sending mixed signals, more people are  looking for a stable, straightforward way to grow their savings. Lafayette Federal Credit Union is making  that easier — and earning national attention in the process. 

Lafayette Federal, based in Rockville, Maryland, is being recognized by The Wall Street JournalInvestopedia, Kiplinger, DepositAccounts, and GoBankingRates for offering the best certificate rates  in the country — not just among the best, but ranked number one nationally for 2-, 3-, 4-, and 5-year  terms.  

Members can lock in rates as high as 4.28% APY, with a low $500 minimum deposit. Terms are flexible,  the application process is simple, and all deposits are federally insured — giving members peace of mind  while their money grows. 

Share certificates (often called CDs at banks) have long been a reliable savings tool, but in today’s environment, they’re more valuable than ever. For those who want their money to work harder without  taking on market risk, a fixed-rate certificate is a smart option. Lafayette Federal makes it even better by offering rates that outperform national averages — without surprise requirements.  

The best part? You don’t need to be wealthy to take advantage of these rates. As a member-owned credit  union, Lafayette Federal exists to serve people, not shareholders — and that means returning value  through better rates, fewer fees, and personalized financial guidance.  

If you’ve been waiting for the right moment to make your savings strategy stronger, this might be it. With rates at historic highs and national experts taking notice, Lafayette Federal’s certificates offer a rare  opportunity to grow your money with confidence. To take advantage of their nation-leading rates, stop by one of their branch locations or visit LFCU.ORG/CERTIFICATES.

Lafayette Federal Credit Union

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