Mid-Hudson Valley Federal Credit Union Received Top Rating from Bauer Financial

KINGSTON, NY – Bauer Financial, the nation’s leading independent bank and credit union rating and research firm, has given a 5-Star rating to Mid-Hudson Valley Federal Credit Union (MHV) for strength and stability over the 4th Quarter 2011. Earning Bauer’s coveted 5-Star superior rating indicates that MHV is one of the strongest credit unions in the country excelling in such areas as capital adequacy, delinquent loan levels and profitability.

Bill Spearman, MHV President and CEO, states, “MHV has always held safety and soundness as a number one priority. We are proud to receive recognition from Bauer Financial for our efforts and careful planning. This proves how well we have managed growth with the addition of new branches in Port Ewen, Middletown and Woodstock and expanded products and services.”

Bauer Financial’s Star Ratings are assigned on a scale of zero-to-five stars (5-stars being the strongest) and are based on the overall financial picture of the bank or credit union. Areas reviewed include but are not limited to capital ratio, profitability/loss trend, evaluating the level of delinquent loans, charge-offs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity.

Mid-Hudson Valley Federal Credit Union is a member-owned credit union serving individuals and businesses throughout Ulster, Dutchess and Orange counties in New York State. Since 1963, MHV has helped to make our members’ lives easier by providing complete and convenient financial solutions. As a credit union strongly influenced by technology, member experience is driven by innovation, reliable service and easy access.  MHV offers a complete array of personal and business banking solutions, low rate financing, 24/7 Personal Teller and convenient e-Services to our members. Please visit for more information.

BAUERFINANCIAL, INC., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain star-ratings by visiting

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