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New Vice President of Risk Management Rita Toston joins Bay Federal leadership

Bay Federal's New VP Brings Years of Compliance Experience to Local Credit Union

Bay Federal Credit Union announced the addition of Rita Toston to the Credit Union's Senior Leadership Team as Vice President of Risk Management. Mrs. Toston will direct the organization’s Enterprise Risk Management program and monitor Bay Federal’s risk profile.

Mrs. Toston's twenty years of banking experience includes consulting through her own LLC for various small community banks and fintech firms. Her work history includes compliance, audit, and operations roles with Citibank, including Senior Vice President of Compliance Testing, where she supported all U.S. personal banking.
"I am thrilled to join an organization that demonstrates an equal commitment to the well-being of both its employees and its members,” stated Mrs. Toston. “This dual focus on fostering a supportive and engaging work environment, alongside delivering exceptional service and value to members, truly resonates with my professional values.”
Her educational background includes a bachelor’s degree in management and finance from Park University and a master’s in business administration from Ottawa University. She also holds her Certified Regulatory Compliance Manager certification.
When she isn’t working, Mrs. Toston enjoys traveling, reading, and spending time with her spouse, her two sons, and their rottweiler puppy, Cody.

Bay Federal Credit Union

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