North Main Credit Union members approve to merge with Georgia United Credit Union

Merger expands service area to reach Habersham and Banks County

DULUTH, GA (July 6, 2023) — In April, Georgia United Credit Union announced its plans to merge with North Main Credit Union, headquartered in Cornelia, GA.  The merger was approved by a majority member vote at a special meeting on June 29. The regulatory merger will take effect on July 1, and North Main Credit Union will continue to utilize its current products and services, including its sole branch location with an integrated team. Effective October 2, the two credit unions will officially become one and open their doors as Georgia United Credit Union once the data systems conversion is completed expanding their service area.

“With my upcoming retirement, the timing of this merger was necessary to continue to effectively serve our members without disruption”, said North Main CEO Melany Ward. “Our members will soon enjoy the innovative and expanded product and services that Georgia United offers. Together we continue to make an impact in our community. It was important to me to ensure our members were going to be well taken of.”

With the merger, North Main Credit Union members have access to 12 additional branch locations, more products and services, increased access and convenience, and more benefits to their members through enhanced technology while keeping some of the products they have grown to love. All employees of North Main will become part of the Georgia United team and continue to serve their members. Both credit unions have long histories of service in the Northern Georgia region.

“We are excited to welcome these new communities and the employees of Fieldale Farms Corporation and the Johnson and Johnson company, Ethicon, Inc. We have received a lot of enthusiasm from North Main members over the past couple of months. We are committed to continuing to provide them exceptional service while enhancing their access to financial resources,” said Debbie Smith, Georgia United CEO. “With our closely aligned values and culture, this merger is a great fit for both our credit unions and the surrounding communities.”

Pictured from left to right: Bob Bogart – Georgia United Chief Financial Officer, Debbie Smith – Georgia United CEO, Adam Durkin – NMCU Vice Chairman of the Board, Melany Ward – former NMCU President, Tyler Maney – Amos, Maney & Payne, LCC CPA, Amanda Chosewood – North Main Board Treasurer, Debbie Beam – NMCU Board Member and Laura King – Georgia United President.

About Georgia United Credit Union  

Georgia United Credit Union is an award-winning financial leader and partner in education.  Headquartered in Duluth, Georgia United is ranked as one of the state’s largest credit unions with $2 billion in assets and more than 150,000 members. As a full-service financial institution, Georgia United  offers competitive products and services for every stage of life. Visit to learn more.

About North Main Credit Union

North Main Credit Union is a federally insured credit union headquartered in Cornelia, GA with one branch location. First charted in December 1978, NMCU serves Habersham and Banks Counties along with the entire Fieldale Corporation and Ethicon, Inc. NMCU is proud to serve more than 3,000 members and their best interests to provide substantial savings through their product and services with more than $30 million in assets.


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