Patelco Credit Union lands in the Top 10 of GOBankingRates’ Best Credit Unions of 2023 List

DUBLIN, CA (March 14, 2023) — Patelco Credit Union, a Bay Area-based credit union dedicated to the financial wellness of its members and communities, was named one of GOBankingRates’ Best Credit Unions of 2023. The personal finance resource and website analyzed and scored credit unions nationwide based on various factors, including total assets, number of branch locations, account types, checking and saving account fees and APY, mobile app ratings, customer service and more. This is Patelco’s second consecutive year on the list.

Of the ten credit unions on the list, GOBankingRates recognized Patelco as the “Best for Full-Service Banking.” The rankings stated, “serving a wide swath of Northern California, Patelco Credit Union offers competitive rates, membership perks and more than 30,000 fee-free ATMs nationwide. It’s one of the largest credit unions in the U.S. with more than 400,000 members, and it provides the variety of products and services that you might expect from a bigger credit union.”

“Making GOBankingRates’ Best Credit Unions of 2023 list again this year is such an honor,” said Erin Mendez, president and CEO of Patelco Credit Union. “With the current economic environment, our members’ financial health and wellness remains our top priority. Empowering members with knowledge, products and services that can help them make the best decisions today while building their financial future, is at the heart of everything we do.”

The credit union earned 4.3 stars based on its checking account options, savings account options, CD accounts, membership benefits, customer service and more. Regarding its membership benefits, GOBankingRates said, “When you become a member of Patelco Credit Union, not only can you benefit from competitive savings rates, but you can also get rewarded. The credit union’s LevelUp program will reduce your loan’s interest rate over time as a reward for your on-time monthly payments.”

“We have built products especially with our members’ financial health in mind, including our reverse tier Money Market account, as well as our ScoreUp Credit Builder Loan,” said Mendez. “Typically, higher APY percentages are only applicable to accounts with very high balances. At Patelco, the first $2,000 deposited into our Money Market Account earns the highest interest rate. This way, our members can build good savings habits while accessing a higher rate of return. The ScoreUp Credit Builder Loan allows members to establish or improve their credit scores while also growing their savings.”

About Patelco Credit Union

Dublin, Calif.-based Patelco Credit Union is a not-for-profit credit union committed to serving the financial health and wellbeing of its membership. With 500,000 members, primarily in and around northern California, Patelco is dedicated to improving its members’ financial health and wellbeing by offering personalized solutions, advice, and expertise that empower members to live their best financial lives. Founded in 1936 with $500 in assets by Pacific Telephone and Telegraph Company employees, Patelco is in the top one percent of U.S. credit unions with more than $9 billion in assets. For more information, visit

About GOBankingRates is a personal finance news and features website dedicated to helping visitors Live Richer™. From tips on saving money to investing for retirement or finding a good interest rate, GOBankingRates helps turn financial goals into milestones and money dreams into realities. Its content is regularly featured on top-tier media outlets, including MSN, Yahoo!, FOX Business, CNBC, Business Insider, USA Today and dozens of others. GOBankingRates specializes in connecting consumers with the financial institutions and products that best match their needs. For more information, visit


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