Pennsylvania Credit Union Association Expands Partnership with John M. Floyd & Associates

Contract adds endorsement of programs to support efforts to reduce expenses, attract new business, and achieve the highest level of performance from personnel and programs

HARRISBURG, PA (August 22, 2013) — The Pennsylvania Credit Union Association (PCUA) has expanded its agreement with John M. Floyd & Associates (JMFA) to be a PCUA business partner for products and services to support across-the-board improvements for member credit unions. In addition to the existing contract for JMFA OVERDRAFT PRIVILEGE® and JMFA ODP Compliance and Performance Review, this agreement adds Contract Renegotiation Services; Non-Interest Income/Non-Interest Expense Studies; Process Improvement Studies and Business Strategies; and Planning Services.

“As credit unions continue to balance ever-changing economic and regulatory challenges with on-going expectations to provide valuable member services, it is imperative that they maintain a strong overall operation,” said JMFA Chairman/CEO John M. Floyd. “This agreement extension will continue to provide PCUA members with access to compliant programs for increasing their revenue, as well as additional strategies for improving workflow and creating more effective work environments. Together, these resources will lead to stronger overall operations.”

This contract agreement extends the partnership between PCUA and JMFA to provide member credit unions with performance and revenue enhancement strategies that began in 2003.

“JMFA’s depth of performance improvement expertise continues to provide our members with resources to maintain a strong organization in spite of the challenging financial services environment,” said PCUA Senior Vice President, Fee Services Corinne Sherman. “JMFA’s products enable our members to improve their overall performance while providing affordable resources that help strengthen their members’ financial well-being.”

For more information about the JMFA product offerings available through the relationship with JMFA, visit our webpage, JMFA Consulting Services, or contact your association representative.

About the Pennsylvania Credit Union Association
The Pennsylvania Credit Union Association (PCUA) is the trade association for Pennsylvania’s credit unions created in 1934 as a non-profit, tax-exempt organization. The Association is owned by its member credit unions and is governed by a nine-member Board of Directors, elected by, and from, affiliated credit unions. Nearly 90 percent of Pennsylvania’s credit unions are members of the Association. The mission of the Pennsylvania Credit Union Association is to provide leadership to promote credit unions and their unique philosophy. PCUA is committed to serving credit unions through quality products and services to meet the financial needs of their members; to maintaining a dynamic organization that fosters employee growth and mutual respect; and to exercising prudence and the highest ethical standards. To learn more about the PCUA, please visit or call 800-932-0661.

About JMFA
John M. Floyd & Associates (JMFA), a Preferred Business Partner of the Pennsylvania Credit Union Association, is a leading provider of profitability and performance-improvement consulting. For more than 35 years, JMFA has been recognized as one of the most trusted names in the industry, helping financial institutions enhance their bottom line with programs like JMFA Overdraft Privilege®.  JMFA is also recognized for earnings enhancement and expense control programs, training, executive placement, account acquisition programs, as well as product, service, pricing, and technology-improvement consulting.  Simply stated, JMFA’s programs and services are designed to increase income or reduce expenses. JMFA is proud to be a preferred provider among many industry groups. To learn more about JMFA, please contact Ken Kuzma, JMFA Regional Director, at or by phone at 877 389-7327.

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