Folsom, CA (May 27, 2026) |
As mortgage rates continue to stagnate and energy prices impact future plans, SAFE Credit Union is offering qualifying new and existing members a way to save thousands on out-of-pocket costs when buying a new home.
Through a promotion from the credit union available until Tuesday, June 30, 2026, qualifying SAFE members can receive a 0.25% rate discount and a $2,000 lender credit that can be used toward closing costs.
“This offer is a great deal for our members looking for ways to reduce their rate and costs at closing, but it gets even better,” says SAFE Credit Union Senior Vice President Real Estate Lending Michael Popp. “Our members have the opportunity to save additional thousands of dollars through our ongoing ‘HomeRewards’ program that matches members with vetted and experienced real estate agents while looking for a home.”
Specifically, combined with SAFE’s exclusive “HomeRewards” program, qualifying home buyers can pair the 0.25% rate discount and $2,000 lender credit to receive an additional 0.5% credit on the home sale price of the purchase of a new home.
SAFE, a not-for profit financial cooperative and Equal Housing Opportunity lender, offers several home loan options as well as options to refinance. The credit union also offers members products to open an equity line of credit or a home equity loan including its Interest-Only Home Equity Line of Credit (HELOC) Payment Plan. The payment plan allows qualified borrowers to temporarily make interest-only payments on HELOCs during the draw period, the time frame in which borrowers can draw from their approved credit limit.
“Whatever we can do to offer our members added control over their budgets, especially when making what is oftentimes the largest purchase they will make during their lifetime, is a cornerstone for us here at SAFE Credit Union,” Popp says.
SAFE is a $4.4 billion credit union serving members in 13 counties – Sacramento, Placer, Yolo, El Dorado, Sutter, Butte, Nevada, Solano, San Joaquin, Contra Costa, Yuba, Amador, and Alameda.
SAFE’s 0.25% rate discount and $2,000 lender credit promotions run through June 30, 2026 and are available on eligible first mortgage loan products and for the purchase of a primary residence only. It does not apply to FHA loans. To qualify, loans must be locked by July 15, 2026. See more details here or at www.safecu.org/personal/
Homeowners can also access SAFE’s Green Energy loan offering members a way to finance up to $30,000 for installing energy efficient products such as EV charging stations, solar panels, dual pane windows, home insulation, whole house fans and electric water heaters. SAFE’s Green Energy loans are for owner-occupied homes only and require submitting an invoice or contract detailing the cost of improvements.
For details about all of SAFE’s personal loans, including Green Energy loans, visit here or at www.safecu.org/personal/
SAFE "HomeRewards" home buyers who utilize Newzip's agent matching service will receive "HomeRewards" in the form of credit at closing equal to 0.5% of the home sale price. SAFE "HomeRewards" home sellers who utilize Newzip's agent matching service will save 1% in the form of a discounted agent listing fee. See details about SAFE's "HomeRewards" program here or at https://safe.newzip.com/
For SAFE’s Interest-Only Home Equity Line of Credit (HELOC) Payment Plan the flexible payment plan does not reduce the borrower’s loan balance and is subject to credit approval. See more details here or at www.safecu.org/personal/
To interview SAFE Credit Union SVP Real Estate Lending Michael Popp or for more information about SAFE’s home loan programs, contact SAFE Credit Union Senior Communications and Public Relations Specialist Robyn Eifertsen at robyn.slagle-eifertsen@safecu.
