ALEXANDRIA, VA (December 23, 2025) |
The National Credit Union Administration today announced the second round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience. The agency is focused on removing or revising regulations that are: obsolete; overly burdensome; duplicative of other requirements; or guidance.
With today’s announcement, NCUA is requesting comments on four proposals that would clarify agency guidance or eliminate unduly burdensome or obsolete requirements in the Code of Federal Regulations.
The four proposals include:
- Changes for Surety and Guarantor Requirements – 12 CFR 701.20(c)(3) and 701.20(d)
- NCUA is proposing changes to segregated deposit and collateral requirements.
- For more information on this proposal, please see: https://www.
federalregister.gov/public- inspection/2025-23857/ suretyship-and-guaranty- segregated-deposit-and- collateral
- Changes for Limits on Loans to Other Credit Unions – 12 CFR 701.25(b)
- NCUA is proposing to remove a requirement that is duplicative of statute and unduly burdensome regarding loans to credit unions.
- For more information on this proposal, please see: https://www.
federalregister.gov/public- inspection/2025-23855/limits- on-loans-to-other-credit- unions
- Changes for Catastrophic Reporting – 12 CFR 748.1(b)
- NCUA is proposing changes related to catastrophic act reporting.
- For more information on this proposal, please see: https://www.
federalregister.gov/public- inspection/2025-23856/ catastrophic-act-reporting
- Changes for Accuracy of Advertising and Notice of Insured Status – 12 CFR 740.0 and 740.5
- NCUA is proposing to remove overly prescriptive, obsolete requirements related to advertising.
- For more information on this proposal, please see: www.federalregister.gov/
public-inspection/2025-23854/ accuracy-of-advertising-and- notice-of-insured-status
To submit comments, type or paste the docket numbers into the search on the Federal Rulemaking Portal.
For more information about the NCUA Deregulation Project, visit: https://ncua.gov/news/