Structure First, Ltd. enters into strategic partnership with Tucson Federal Credit Union and Zeal Credit Union

Since partnering with Chicago Patrolmen’s Federal Credit Union in 2021, Structure First is the First and Only Owner’s Representative CUSO Serving Financial Facilities Throughout the Country

CINCINNATI, OH (September 19, 2023) — CEO Neil Kool is pleased to announce that Structure First, Ltd. (, the Cincinnati, OH-based national financial institution consultancy and program management firm specializing in the design, bid, and building of financial facilities, has entered into a strategic partnership with Tucson, AZ-based Tucson Federal Credit Union ( and Livonia, MIbased Zeal Credit Union (

According to Kool, “The addition of partners to our CUSO continues to expand our geographic reach and strengthen our service model for our credit union clients. Both Tucson FCU and Zeal CU provide us insight of how our clients operate and view expansion through branches and technology.”

Established in 2011 by Co-Founder and CEO Neil Kool, Structure First is known and respected as a disrupter to the traditional Design-Build model used by financial institutions for new headquarters, branches and renovations throughout the country. As an Owner’s Representative, Structure First delivers next generation financial spaces through program management led by an elite team of former community banking executives and design builders who, collectively, incorporate over a century of experience. Having “walked” in their clients’ shoes, Structure First understands first-hand how a financial space needs to look and function to meet operational needs, all while efficiently constructing it to save their clients’ valuable financial and human capital.

Since partnering with Chicago, IL-based Chicago Patrolmen’s Federal Credit Union ( in 2021, Structure First has become the First and Only Owner’s Representative CUSO Serving Financial Facilities Throughout the Country.

According to Matthew Gaspari, President/CEO, Tucson Federal Credit Union, “We are excited about our partnership with Structure First and look forward to working together as TFCU reimagines our branch service delivery model.”

Julie Kreinbring, President/CEO, Zeal Credit Union, adds, “Structure First has been an innovative, strategic partner in the development of branch locations in the Credit Union industry for many years, and we have had the honor of working with this remarkable team to achieve Zeal’s vision of creating a welcoming environment that reflects the values and innovation our team and members have come to expect. We are excited to see what the future holds in our partnership together.”

Kool continues, “From our inception, we built our firm to mitigate risk for our clients in a very capital-intensive project. Our success and growth are attributed to staying true to that premise.”

About Tucson Federal Credit Union

Established 86 years ago in the basement of Tucson High School with 38 members and $349 in assets, Tucson Federal Credit Union has grown to serve more than 58,000 members with over $675 million in assets. TCFU is committed to empowering members, improving lives within the community it serves, and raising the level of prosperity for generations to come. For more information, visit:

About Zeal Credit Union:

Zeal Credit Union is a full-service, not-for-profit financial institution with more than 66,000 members, $817 million in assets, and 11 full-service branches in the Metro-Detroit area. The Credit Union’s members have access to over 5,000 shared branches and more than 30,000 ATMs nationwide. Member deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. For more information, visit


  Elizabeth Berger


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