For many years, digital banking platforms and applications have been improving while the use of cash in America and around the world has been declining. Recent advances in technology combined with social distancing measures have [...]
In 2020, everything changed. The pandemic fundamentally shifted the way we work, bank, and play toward digital. What role will cash play in our future? And how does that affect credit unions? This question has [...]
While cryptocurrencies and digital payments apps are all the buzz lately, the need for access to quick hard cash seems to never go away. Among the many great services that credit union’s provide, a [...]
We all love cash. But is it smart to keep cash on you all the time? Here are a few pros and cons of our favorite green paper… Pro: It’s easier to visualize your [...]
Almost a third of Americans have stopped using cash for their typical weekly spending, according to the Pew Research Center. This continues a trend the organization has been tracking since 2015. In the latest research, [...]
Are we becoming a cashless society? Research by Capgemini and BNP Paribas suggests that might just be the case; their recent study projects that digital payments will reach 726 billion worldwide by 2020. And we [...]
When making payments, consumers play it safe. New research from Fiserv shows security concerns are shaping how people pay, evidenced by a rapid shift in preference for chip cards. Nearly a third of consumers (32 [...]
Spring Break 2018 is here, and travelling is the number one way to spend the week off. Travelling to international destinations is a popular spring break activity. And according to a recent Visa travel study, [...]
Sometimes it can be incredibly difficult to know exactly what to get a loved one for Christmas. With the big day just around the corner, time is running out to come up with the perfect [...]
Well, the marketing dust has settled. Hopefully the chip on your credit or debit card has cooled off since Black Friday, your keyboard (or Buy Button thumb) didn’t lock up on Cyber Monday, and [...]
Black Friday has come and gone and Cyber Monday is in the past. Did you take advantage of any big sales? Did you overspend your budget? Whether or not you spent too much over Thanksgiving [...]
The year has flown by. Thanksgiving is next week. I know what you’re thinking: “Wait. What?” Yes. Black Friday is almost here. If the holidays have crept up on you, then you probably haven’[...]
In speaking at various bank and credit union events about the banking of businesses that are cash intensive, or “Money Services Businesses” (MSBs), one common theme is clear: despite changes in the regulatory landscape, the [...]
Spring is here! Many of us thought we’d never see the day. The sun’s out and it’s time to regroup and refresh. Take a glance around your home and really think about [...]
Some people love cash. Well, most people love cash. But those who carry cash usually have some good reasons for it. For some, using cash over plastic is an easy way to budget. You have [...]
