Google made headlines recently with a new tool called Password Checkup. When installed inside the Chrome browser, the app alerts users when it detects passwords they are using may have been stolen. It works by [...]
Equifax, Experian, and TransUnion have implemented new policies that will improve the credit scores of an expected 20 million Americans. Are your analysts prepared? Have you reviewed your risk criteria recently to see how this [...]
Credit card conversions often come as a result of a credit union or community bank learning of missed opportunities within their portfolio. Today, we see most of these discoveries falling into two categories: pricing and/[...]
One of the fraud threats we continue to see force its way into the credit union industry is synthetic identity fraud. Part of the increase may be due to counterfeit credit card fraudsters coming up [...]
Helping community members build and maintain credit is a core objective for many credit unions. So, too, is earning the business and trust of underserved consumers. The underserved market presents a tremendous growth opportunity for [...]
While more than a third of U.S. consumers use credit cards most often to make purchases, just 19 percent of U.S. Hispanics do the same. That is not to say members of this [...]