Posts Tagged ‘Credit Report’

How to dispute your credit report

How to dispute your credit report

Reviewing and managing your information is an important part of protecting your data identity. So, if you notice something you believe is inaccurate on your TransUnion credit report, we’re here to help. Disputing your [...]

How long does bankruptcy stay on your credit report?

How long does bankruptcy stay on your credit report?

If you’ve made the hard choice to file for bankruptcy, you may be wondering about the impact on your credit. Specifically, how long does bankruptcy stay on your credit report? As you’ll see [...]

What should I do after I freeze my credit report?

What should I do after I freeze my credit report?

If you have placed a freeze on your credit report, you took a proactive step in protecting your personal information. Taking an active role in managing and protecting your data identity is the foundation of [...]

What can I do if I don’t agree with my dispute results?

What can I do if I don’t agree with my dispute results?

When you find an inaccuracy on your credit report and dispute it with us, TransUnion will start an investigation. We send the disputed information to the lender to investigate it, and they have 30 days [...]

Compliance: Enforcement of stricter public record standards

Compliance: Enforcement of stricter public record standards

Since July 1, the 3 nationwide consumer reporting companies (Equifax, Experian and TransUnion) began enforcing stricter standards on the public records they collect. As part of the previously announced National Consumer Assistance Plan (NCAP), the [...]

The essentials of keeping your credit in check

The essentials of keeping your credit in check

Whether you're looking for a job, buying a car or shopping for insurance, it's always a good idea to review your credit report before a potential lender (or employer) takes a peek. Your credit report, [...]

Don’t wait until 2015! Do the following before the end of 2014

Don’t wait until 2015! Do the following before the end of 2014

by: John Ulzheimer New Years resolutions are great, but before you start focusing on them, take a look at this list of personal-credit resolutions to fulfill before New Years. Claim your free credit reports. For [...]

Monitoring credit report remains key to fighting identity theft

Monitoring credit report remains key to fighting identity theft

by: Karen Postma A recent Iowa Credit Union League report found just 53 percent of Iowans regularly monitor their credit report for inaccuracies or suspicious activity. This is troubling findings, as a new identity theft [...]

10 things consumers don’t understand about credit scores

10 things consumers don’t understand about credit scores

Credit card experts debunk common misconceptions about credit scores By STEPHANIE STEINBERG ST. LOUIS – Three numbers can affect everything from securing a mortgage or loan to how much interest you'll pay when you're approved for [...]

CFPB Bulletin Out on Credit Report Complaints

CFPB Bulletin Out on Credit Report Complaints

The CFPB, in a bulletin Wednesday, outlined the responsibilities of credit report information furnishers to follow up on report complaints and review “all relevant information” forwarded by consumer reporting agencies. The bulletin (2013-09) is applicable [...]

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