Reviewing and managing your information is an important part of protecting your data identity. So, if you notice something you believe is inaccurate on your TransUnion credit report, we’re here to help. Disputing your [...]
If you’ve made the hard choice to file for bankruptcy, you may be wondering about the impact on your credit. Specifically, how long does bankruptcy stay on your credit report? As you’ll see [...]
If you have placed a freeze on your credit report, you took a proactive step in protecting your personal information. Taking an active role in managing and protecting your data identity is the foundation of [...]
When you find an inaccuracy on your credit report and dispute it with us, TransUnion will start an investigation. We send the disputed information to the lender to investigate it, and they have 30 days [...]
Believe it or not, the people who send in the information that dictates your credit score, and the bureaus themselves, are made up of humans? The reason this is important is that people make mistakes. [...]
If you’ve received your free annual credit reports from all three credit bureaus, all that information may feel a bit overwhelming, especially if you find errors.
If there is something incorrect on your credit [...]
The Fair Credit Reporting Act entitles everyone to one free credit report every year from each of the three nationwide credit bureaus, but many consumers don’t take advantage of it.
People tend to request [...]
Since July 1, the 3 nationwide consumer reporting companies (Equifax, Experian and TransUnion) began enforcing stricter standards on the public records they collect. As part of the previously announced National Consumer Assistance Plan (NCAP), the [...]
As a lot of us have had to find out the hard way, identity theft is a real threat and it can be damaging to your finances and personal life. Make sure you’re doing [...]
Whether you're looking for a job, buying a car or shopping for insurance, it's always a good idea to review your credit report before a potential lender (or employer) takes a peek.
Your credit report, [...]
Do you have money on your mind? If so, you’re not alone. A recent GOBankingRates survey found that one in four Americans think about money more than anything else.
To make the most of [...]
by: John Ulzheimer
New Years resolutions are great, but before you start focusing on them, take a look at this list of personal-credit resolutions to fulfill before New Years.
Claim your free credit reports. For [...]
by: Karen Postma
A recent Iowa Credit Union League report found just 53 percent of Iowans regularly monitor their credit report for inaccuracies or suspicious activity. This is troubling findings, as a new identity theft [...]
Credit card experts debunk common misconceptions about credit scores
By STEPHANIE STEINBERG
ST. LOUIS – Three numbers can affect everything from securing a mortgage or loan to how much interest you'll pay when you're approved for [...]
The CFPB, in a bulletin Wednesday, outlined the responsibilities of credit report information furnishers to follow up on report complaints and review “all relevant information” forwarded by consumer reporting agencies.
The bulletin (2013-09) is applicable [...]