Credit card experts debunk common misconceptions about credit scores By STEPHANIE STEINBERG ST. LOUIS – Three numbers can affect everything from securing a mortgage or loan to how much interest you'll pay when you're approved for [...]
The CFPB, in a bulletin Wednesday, outlined the responsibilities of credit report information furnishers to follow up on report complaints and review “all relevant information” forwarded by consumer reporting agencies. The bulletin (2013-09) is applicable [...]
by Jason Alderman Have you ever been turned down for a credit card and wondered why? Or gotten approved for a car loan or mortgage but suddenly the interest rate and fees are much higher [...]
By MARCY GORDON WASHINGTON (AP) - One in five consumers had an error in a credit report issued by a major agency, according to a government study released Monday. The Federal Trade Commission study also [...]
By Mandi Woodruff We're still at least a year away from laying eyes on the FTC's decade-long review of credit reporting agencies, but a new study from a consumer watchdog gives an interesting preview at [...]
BY HEATHER ANDERSON Credit card history dominates credit reporting, and debt collection items generate the highest rate of disputes, according to a report released Thursday by the Consumer Financial Protection Bureau. The report tracked consumer [...]
By WISE BREAD Whether you have stellar credit right out of college or are prepared to put together a credit repair plan after years of credit card use, you need to make sure your post-college [...]
