Over the past several years, credit union leadership has been challenged by regulators to document processes that heretofore had been credited to experience. It is understandable that leaders with successful track records would be frustrated [...]
Much attention has been paid to credit union profitability over the last few years, as yields have remained low and loan growth continues to lag behind the market. While it’s important that credit unions [...]
Over the last several years, many credit unions have made tremendous progress in the way they use analytics to drive lending decisions and pricing. However, one of the roadblocks we often see with credit unions [...]
Although credit unions across the country had begun to see increased loan growth through the end of 2012, that loan growth still fell behind competing banks and finance companies. When viewing credit union loan growth [...]
One of our favorite family meals is pot roast with potatoes, carrots and gravy. From my perspective this is a fairly easy meal to prepare. When it’s dinner time, we simply open the Crock-Pot®, [...]
There has been much discussion over the last couple of years concerning student loan debt and whether the high growth rate in student lending presents a scenario for another debt bubble. For many lenders, the [...]