The housing shortage continues to plague the market. Many credit union members need affordable housing options, yet few exist. These members are stuck with increasing living expenses, a need to save for a down payment [...]
Although student loan debt routinely makes the news as being the most challenging debt factor facing Millennials, this demographic is no stranger to credit card debt as well. In fact, new data from Experian indicates [...]
International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. Next week we will recognize the day by reflecting upon the credit union movement's history and to promote its [...]
Research from Google Think could have you rethinking everything. The typical marketing calendar at many financial institutions has been the same for decades. FI marketers have been told, “Consumers aren’t interested in banking services [...]
by: Melody Dareing Those looking for a home mortgage loan should probably look to other loan avenues, like credit unions, rather than big banks to stay out of legal fray. Most of the major banks, [...]
You can’t seem to read any of the trade press without some reference to attracting Millennials. They are the golden child of the future of Credit Unions and every is looking for that elusive [...]
First-time homebuyers Jaime Demler and Tyler Klawitter found their perfect home. It was the perfect size, the perfect yard, and the perfect potential to build their lives together. They could not wait for their dream [...]
Rules to police lenders may slow process of getting a loan By Tom Risen New rules to prevent irresponsible mortgage loan practices that led to foreclosures during the housing crash may slow the process for [...]
...(Definition, system for achieving objective; a method of doing something that is worked out in advance)… Along with Pro Football, Halloween and Thanksgiving, it’s that time again! I think back over the years to [...]
By Gina Roberts-Grey As home prices continue to rise and mortgage rates creep above 4%, home buyers are jumping into the market as sellers move off the sidelines. But strict lending standards have complicated the [...]
By Wallace Jones With home-buying season upon us, it is time credit unions tidy up their home lending message so they can hit the ground running as demand begins to increase during a traditionally busy [...]
By Wallace Jones Cross-selling home loans means taking service excellence beyond the “people helping people” mantra with which credit union leaders and employees are so familiar. It means service excellence becomes personal, as all employees [...]
Some of our biggest financial decisions – such as taking on a mortgage – are triggered by major life events. Personal milestones like having a baby, starting a new job or getting married tend to prompt the [...]
By Jim Jerving Diversified loan portfolio helps CU boost its 40% loan-to-share ratio. A year after the financial debacle of 2008, $102 million asset Cooperative Center Federal Credit Unionin Berkley, Calif., held a strategic planning [...]
