Posts Tagged ‘Jim Jerving’

Loans Are the Best Investment

Loans Are the Best Investment

By Jim Jerving Diversified loan portfolio helps CU boost its 40% loan-to-share ratio. A year after the financial debacle of 2008, $102 million asset Cooperative Center Federal Credit Unionin Berkley, Calif., held a strategic planning [...]

Worldwide Membership Creates Unique Lending Challenges

Worldwide Membership Creates Unique Lending Challenges

Strong common bond keeps delinquencies low despite geographical hurdles. By Jim Jerving United Nations Federal Credit Union in New York has a unique place in the credit union movement as an organization that serves members [...]

Teamwork, Sales Focus Lead to Mortgage Success

Teamwork, Sales Focus Lead to Mortgage Success

By Jim Jerving Staff view their jobs as if they were running a small business. When Sunmark Federal Credit Union’s senior management and board of directors surveyed the local mortgage market, they saw opportunities [...]

Three Steps for MBL Success

By Jim Jerving Credit Union starts its own commercial lending training program to bring staff up to speed. Although credit unions have made business loans since their beginnings more than a century ago, many struggle [...]

Embrace Real-Time Data, Multiple Channels for Lending Success

Embrace Real-Time Data, Multiple Channels for Lending Success

By Jim Jerving CUs have more information than most businesses, but they often fail to capitalize on it. Data analysis is essential to many businesses, but it often focuses on a single purpose. Credit bureaus, [...]

Thanks for Treating Me as a Friend

by Jim Jerving The mortgage awards in the Excellence in Lending ceremony at CUNA’s Lending Council on November 5 were given in a year that has witnessed the start of a recovery in the [...]

A Look at How the CFO’s Role Has Been Transformed

by Jim Jerving The crisis of 2007-2008 brought profound changes to the financial services industry as well as to the American consumer's habits. One change—albeit more subtle—is that this event served as a [...]

Demystifying Student Loans

Demystifying Student Loans

by Mark Arnold Loan growth—every credit union is seeking new ways to grow their loan portfolio. In an effort to offer new loan products, some credit unions are turning to private student loans. But [...]

MBLs Offer ‘Chef Salad’ of Benefits for Lenders, Economy

By Jim Jerving Business lending requires strong relationship-building, which favors CUs. Credit unions have provided business loans since their beginnings more than a century ago. But like student loans, they are sometimes given and recorded [...]

Take a Holistic Approach to Compliance

By Jim Jerving CU can’t have separate compliance approaches for different products. As the discipline of compliance discipline continues to evolve in financial institutions, enterprise compliance management will become increasingly necessary, according to two [...]

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