When someone asks, “what did you do over the weekend?” they don’t really expect you to give them every single detail. You’d tell them anything interesting, funny, or out of the ordinary, or [...]
In the world of Bank Secrecy Act (BSA) and Anti-Money Laundering (AML), it all comes down to perspective. For many financial institutions, the perspective sometimes becomes locked down tight. Day in and day out, the [...]
For those of us who experienced a partial loss of vision at a relatively young age, we likely remember the day that we learned we needed glasses. The process typically began with an elementary school [...]
Pendulums tend to swing, and the Fair Lending pendulum is no exception. Over the last few years, with the transition of HMDA rulemaking to the Consumer Financial Protection Bureau, and with the CFPB's new final [...]
When I was young, a teacher shared an analogy that has always stuck with me. I can't exactly remember what she called it, but I've taken to calling it "2-D Bob Meets 3-D Jill." My [...]
BancorpSouth Bank, headquartered in Mississippi, took a $10.6 million misstep when its mortgage lending practices allegedly discriminated against African-American consumers. While the bank has not admitted to the allegations, it did agree to a [...]
The ever-increasing importance of a robust BSA/AML monitoring system has become more than clear in recent years. However, an all-encompassing monitoring system often feels beyond the reach of the smaller financial institution. Resources are [...]
The ever-increasing importance of a robust BSA/AML monitoring system has become more than clear in recent years. However, an all-encompassing monitoring system often feels beyond the reach of the smaller financial institution. Resources are [...]
If disaster struck your community right now, would your institution be ready? While no one wants to see the circumstances that would cause an institution to have to activate its business continuity and disaster recovery [...]
Various forms of the proverb date back as early as the 14th century. However, it was more firmly rooted in American culture when Benjamin Franklin included a version of the rhyme in his Poor Richard's [...]
Everyone who drives a car knows that the cost of ownership doesn't end when you walk out of the dealership with the keys in your hand. Cars require constant care and tuning up (not to [...]
by. Ken Agle I am not terribly skilled in the art form known as golf. Though I have a set of clubs, and I do swing them every now and then, clearly, I could not [...]
by Ken Agle The first Latin phrase I ever learned was caveat emptor. I learned this vocabulary from The Brady Bunch episode where Mike Brady (the father, as you know) intended to help his son [...]
Have you ever built something from scratch? I mean no plans, nothing—just pulled an idea out of the air and went for it? I have, and let me tell you, it takes an amazing [...]
Congratulations! You’ve just been made head coach of a major college basketball team and are now responsible for improving their ranking. All anyone will tell you is the number of wins and losses from [...]
