With planning season in full swing, we highlight six topics that should be top of mind for credit unions in this dynamic market environment: Sources of Liquidity Considering the duration of our historically low interest [...]
In December 2020, as part of its COVID relief package, Congress created the Emergency Capital Investment Program (ECIP) to encourage low- and moderate-income (LMI) community financial institutions to augment their efforts to support small businesses [...]
On September 16, 2019, in a Supervisory Letter to “All Field Staff,” the National Credit Union Administration (NCUA) published new guidance for evaluating secondary capital plans. A separate Supervisory Letter from Chairman Rodney Hood and [...]
As the chart below illustrates, credit union loan growth has been strong for some time. For example, year-end 2018 data revealed industry loan growth of 9.5% over the previous twelve months. The prolonged loan [...]
