The “Disappeared”
Since the beginning of 2008, the year the financial crisis began, 1,175 credit unions have merged or otherwise closed for business according to NCUA’s 5300 Call Report data. These credit unions, whose last [...]
Posts Tagged ‘Sustainable Growth’
What the Visionaries See, and What We Can Learn From Them
Many of you have no doubt read the October issue of CU Magazine which invited a number of visionary leaders of the U.S. credit union system to briefly describe their vision of what the [...]
Debit Fee Interchange Income: All Clear or Danger Ahead?
In our last post, CUs’ Checking-Related Fees = Better Value for Consumers, we noted that increases in the credit union system’s other operating income as a percentage of average assets are generally off-setting recent declines [...]
CUs’ Checking-Related Fees = Better Value for Consumers
Recently, Bankrate.com released results of its 2012 surveys on bank and credit union checking fees. A comparison of these two surveys suggests that the 50 largest credit unions appear to be widening their relative [...]
The Month of Mobile!
July may have been the hottest month on record in the U.S., but August turned out to be a sizzling month of mobile payments news that will change the landscape and accelerate the adoption [...]