In season four of Stranger Things, Eleven and the crew battle an ambiguously undead supervillain and his cadre of squelching vines and vampiric bats in the Upside Down to save the world. With a possible [...]
During times of natural disaster, facilities closure and employee displacement create issues, often unprecedented, affecting payroll and other HR functions. The COVID-19 pandemic highlighted the vital importance of timely and accurate payroll for continued business [...]
Being financially prepared for retirement is a top concern for many Americans. With more people living paycheck-to-paycheck and the cost of living and healthcare costs on the rise, many people struggle with saving for the [...]
In his Q3 Economic Outlook for Financial Institutions, SWBC’s Chief Economist, Blake Hastings, provided the following insights on rising consumer credit and deteriorating borrower balance sheets: Consumer balance sheets are still relatively healthy, today, [...]
With a possible recession on the horizon, growth normalizing, continued supply chain issues, and a tight labor market, navigating the remainder of 2022 and 2023 will be tricky for small businesses. As SWBC’s Chief [...]
Are you one of the 54% of Americans that has life insurance coverage? If you answered 'yes,' congratulations and job well done! You have taken a proactive step in securing the future of your [...]
We live in a time in which more generations are working side-by-side in the workplace than at any point in history. From Gen X to Baby Boomers, we’ve all experienced working with individuals from [...]
With rising interest rates, surging inflation, and a potential recession on the horizon, your borrowers are likely uneasy about the current economic landscape. The best way your financial institution can support them is by ensuring [...]
CBRE Research recently released an in-depth report on the real estate investment industry for Q2 2022. They found commercial real estate investment activity this quarter increased 10% year-over-year. In this blog post, we’ll share [...]
The 2022 Climate Survey from Policygenius found that a strong majority (72%) of young homeowners (those ages 19-34) with insurance coverage think it is somewhat to very likely that their home will sustain damage from [...]
As of March 18, 2022, Nacha’s account validation rule requires ACH originators of WEB entries to use a commercially reasonable fraud detection system to verify the first time a consumer checking account is used [...]
One of the significant and sudden impacts of the pandemic was people suddenly started driving far less than before. Subsequently, there were fewer auto insurance claims nationally. In response, many auto carriers offered discounts and [...]
There’s been talk of recession brewing for months now. The term is coming up on the news, over dinner, and around the proverbial office water cooler. As more and more snippets of fiscal jargon [...]
While there has been discussion for months about the possibility of recession late this year or early next, until early July, this was far from certain. However, recent higher inflation data and monetary policy action [...]
Organizations can gain many benefits from implementing a workplace wellness program, but there are also potential legal issues related to employer-sponsored wellness plans employers should be aware of. Corporate wellness is as much an issue [...]
