Ten signs you have a really good credit score

Even if you don't know your credit score off the top of your head, there are other clues that can suggest you have good financial habits

January 20, 2016 by Naomi Mannino, The Christian Science Monitor

Have you seen the TV commercials showing people bragging about their good credit scores? Well, they have reason to brag.

That’s because they’re getting the best interest rates and terms when applying for car loans, mortgage loans, credit cards, and even car insurance. Their applications for jobs and apartment leases are also considered more favorably over other applicants with worse credit.

So, do you know how your credit score stacks up? Read on to find out why you should try to get as close to 850 as you can, and about 10 signs that you have good credit.

When it comes to whether or not you have good enough credit for the lender who’s looking at your credit score, the only thing you can be sure of is that a perfect credit score of 850, which is at the top of the score range (300 to 850 for both FICO and VantageScore 3.0), means you have excellent credit.