Do your money worries keep you up at night?

For the eighth year in a row, the American Psychological Association (APA) identified money as the number one stress trigger in its annual Stress in America survey.

The APA’s most recent results showed that 72 percent of Americans reported feeling stressed about money, with nearly 1 in 5 reporting that they had either considered skipping or skipped going to the doctor because they had financial concerns. As for relationships, almost one third of adults with partners reported that money is “a major source of conflict.”

The following outlines common money stresses, and offers tips for tackling them.

You’re just one paycheck or unexpected expense away from financial disaster. A recent survey reported that over 40 percent of American households are “liquid asset poor,” meaning that they have less than three months of savings to help absorb a financial shock like a lost job, medical emergency or other unforeseen financial expense.

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