Treat your account holders with a fully transparent overdraft program

With Halloween upon us, there’s a chilling feeling in the air for many people—the expenses of the upcoming holiday season combined with potential unknowns that could wreak havoc on their budgets. Many rely on overdraft protection in case of a financial emergency, but unfortunately not all overdraft programs are created equally. Is your overdraft program shrouded in mystery, or is it ready to help your account holders get back to their merrymaking?

Fully transparent overdraft programs: A pretty fang-tastic choice

A fully disclosed, fully transparent (one might say ghost-like) overdraft program treats account holders to a number of goodies, like:

• Easy-to-understand rules
• Fixed limits
• No scary surprises
• A reliable safety net for emergency situations accompanied by unexpected expenses

It can also be nice for your financial institution as an additional revenue stream that doesn’t compromise account holder satisfaction or loyalty. On top of that, a consumer-friendly overdraft solution in particular offers these savory treats:

continue reading »