Do you think people are more likely to spend five hours deciding on a car, planning a vacation or working on their retirement investments?

A 2014 Charles Schwab survey of 1,000 retirement savers shows what you’ve probably already guessed: More than half said they spent over five hours on their last car decision, and 39 percent said they’d spent that much time planning their last vacation. But only 11 percent reported spending that much time on investing for their retirement savings.

We get it. Deciding which car to buy or beach or ski hill to visit is fun and easy for most people. But, figuring out how to turn retirement assets into an income stream for the future?  That can be pretty intimidating for many.

The good news is: As financial advisors, we’re here to help turn these experiences from scary to smart for the people and families we serve. To achieve this, we recommend two key tactics that can ease clients’ minds, stress levels and willingness to recommend to friends and family.

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