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Dow Credit Union partners with Greenlight to help  parents raise financially smart kids and teens

Midland, MI (July 15, 2026) |

Today, Dow Credit Union launched a partnership with Greenlight® Financial Technology, Inc. (“Greenlight”) to better serve families and help the next generation  build healthy financial futures. Starting today, Dow Credit Union members will have free1 access  to Greenlight’s award-winning family finance app, plus earn 2% Greenlight Savings Reward  Bonus2, available through the Greenlight for Credit Unions program.  

“This partnership represents an important step forward in how we empower families with  smarter financial tools,” said Amy Mikolaiczik, Director of Digital Operations at Dow Credit  Union. “By combining Greenlight’s expertise in youth financial education with innovative digital  services, we’re making it easier for parents and kids to build healthy money habits together— safely, confidently, and in real time.” 

91% of kids and teens believe they need financial knowledge and skills to achieve their life  goals, and 94% of parents agree.* Still, only 35 states require a personal finance course for  students, and teens score an average of 64% on the National Financial Literacy Test, showing a  clear gap in financial education that is accessible and effective. Parents also rank personal  finance as the #1 most difficult life skill to teach their children with 81% saying they wish they  had more financial education tools and resources.** 

Greenlight offers a debit card and app that teaches kids and teens how to earn, save, give and  spend wisely – all with parental supervision. Using the Greenlight app, parents can quickly send  money, automate allowance payments, manage chores, set flexible spending controls, get real time notifications of all transactions, and more. Kids get hands-on money management  experience, along with access to Greenlight Level Up™, an in-app financial literacy game with a  best-in-class curriculum, educational challenges, and rewards.  

“At Dow Credit Union, we believe in the power of financial literacy to shape the future of our  community,” says Michael Goad, President and CEO at Dow Credit Union. “This initiative  reflects our unwavering commitment to empowering the next generation with the skills  necessary for financial success and well-being. We are proud to support our young members  and their families on this important journey towards financial literacy."

Dow Credit Union members can receive a free† Greenlight subscription by registering through  dowcreditunion.org/greenlight and adding their Dow Credit Union account as a funding  source. 

  1. Dow Credit Union members are eligible for the Greenlight SELECT plan at no cost when they  connect their Dow Credit Union account as the Greenlight funding source for the entirety of the  promotion. Subject to minimum balance requirements and identity verification. Upgrades will  result in additional fees. Upon termination of promotion, members will be responsible for  associated monthly fees. See terms for details. Offer subject to change and partner  participation. 
  2. Greenlight SELECT plan members may earn 2% cash back on eligible posted purchases  each month, subject to Greenlight terms, conditions, eligibility requirements, and account  standing criteria. To qualify, the primary Greenlight account must be in good standing and linked  to a verified funding account Cash back rewards, reward calculations, eligibility requirements,  and program terms are determined and administered by Greenlight and are subject to change  or discontinuation at any time without notice. See Greenlight Terms of Service for complete  details. Dow Credit Union does not administer, guarantee, or control the Greenlight cash back  program. 

*Survey insights were collected by Greenlight through a Researchscape survey fielded between  March 22 and March 24, 2024, among 2,310 respondents in the U.S., split between kids and  teens ages 10-19 and parents of 10-19 year olds.  

**Survey insights were collected by Greenlight through a Researchscape survey fielded  between February 9-12, 2023, among 1,034 U.S. respondents, all of whom were working  parents of 8-18 year olds.

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