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NCUA charters Lutheran Federal Credit Union

Third 2014 Charter Will Provide Affordable Financial Services to the Lutheran Church – Missouri Synod

ALEXANDRIA, Va. (Dec. 23, 2014) – Lutheran Federal Credit Union has become the third new federally chartered credit union of 2014.

NCUA’s Office of Consumer Protection granted the charter to Lutheran Federal Credit Union to serve employees, active members and volunteers of the Lutheran Church – Missouri Synod and its affiliated districts, member congregations, seminaries and other closely aligned entities. The credit union is the first new federal charter in Missouri since 2005.

“All consumers need access to affordable financial products and services, and Lutheran Federal will help make those available to its members,” NCUA Board Chairman Debbie Matz said. “I want to commend everyone involved for their commitment to establishing this credit union.”

The credit union’s headquarters will be located in St. Louis, and it expects to open in the second quarter of 2015. During its first year of operations, the credit union plans to offer:

  • ​regular shares
  • share drafts
  • share certificates
  • credit cards
  • mortgage loans
  • ​auto loans
  • student loans
  • unsecured loans
  • online banking
  • mobile banking
  • ​ATM access
  • shared branching
  • bill payment
The credit union is being supported by the Lutheran Church Extension Fund, a $1.8 billion entity providing investments and loans to Lutheran Church – Missouri Synod ministries throughout the United States and the world. Established in 1978, the Lutheran Church Extension Fund has extensive experience in commercial, mortgage, and unsecured lending.

The Lutheran Church – Missouri Synod was established in the United States in 1847. It consists of more than 6,000 congregations that operate approximately 850 elementary schools. It also operates two seminaries and is active in world missions in 90 countries.

NCUA’s Office of Small Credit Union Initiatives, which provided guidance to the charter group throughout the chartering process, will continue to assist the new credit union.


NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 98 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. At MyCreditUnion.gov and Pocket Cents, NCUA also educates the public on consumer protection and financial literacy issues.

--NCUA--

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