The U.S. dollar was little changed against other global currencies as Tuesday evening as voting began to wind down in the presidential election. TheBritish poundand the eurowere both down less…
In today’s fast-paced culture, people are always looking for quick ways to improve. Fast diet plans and pills guarantee you can drop 20 pounds in two weeks. Quick exercise regimens…
Only 25% of banks say their marketing is either predictive or prescriptive, so the industry needs help modernizing its customer engagement approach. As digital competitors continue to raise the bar…
Happy Election Day, Readers! While much of the spotlight for today’s events remains fixed on the outcome of the Presidential election, credit union advocacy groups, trade groups, and professionals are…
In recent years, ATMs ̶ especially off-premise ATMs ̶ have become targets for criminals using dramatic smash-and-grab tactics. While it's challenging to completely prevent a determined criminal from ramming a…
The first rule of successful credit union marketing that you must remember is: You are inside of your credit union, looking out. Potential members are outside of your credit union,…
It’s election day, and although tens of millions of votes are already cast, millions will head to the ballot box today. America’s Credit Unions, its PAC, and Leagues are supporting…
The two Washington, D.C.-based, mega-credit unions have seen markedly different results in the past year. Among the highlights, according to third-quarter call report data recently released by theNational Credit Union…
People are usingartificial intelligencefor tasks like writing and editingresumesand cover letters — and even to get personal finance advice. While some of those insights can be valuable, financial advisors caution…
Tomorrow is Election Day; America’s Credit Unions encourages your participation in this important election. America’s Credit Unions also offers election resources: CreditUnionsVote.comcontains information to help voters participate with information on…
U.S. stocks closed slightly lower after a choppy session on Monday, as investors prepared for acrucial weekin which Americans will elect a new president and the Federal Reserve will announce…
Transforming business banking solutions with EDI from payment to reconciliation Companies need to optimize operations, reduce costs, and enhance accuracy of information exchanged with trading partners. One effective solution to…
Commerce continues to migrate away from traditional bank merchant processors and towards consumer-oriented marketplaces and payment platforms, according to McKinsey’s 2024 global payments report. An increasing role will be played…
Investors are counting on Federal Reserve Chair Jay Powell to keep rate-cutting plans on track this week with a 25 basis point reduction, despite some signs of stubborn inflation and…
The auto buying experience has certainly changed over the years. Remember when we received credit applications over fax machines, and a quick credit decision was a few hours or even…
It’s been a busy week for theNational Credit Union Administration. Among other actions, the regulator this week banned four former credit union employees from working at any federally insured institution.…
This week saw a troubling example that despite the undeniable benefits of the credit union tax status, key policymakers still might be unclear on the mission and nature of credit…
To stay competitive, banks and credit unions must master the ability to personalize marketing and product offerings on their digital channels.Data insightsempower financial institutions to understand their account holders on…
The Federal Bureau of Investigation (FBI) received more than 880,000 cybercrime complaints from the public in 2023, marking a 10% increase from 2022. The total losses surged to $12.5 billion,…
Any doubts the Federal Reserve will go ahead with an interest-rate cut next week fell away on Friday after a government report showed U.S. employers added fewer workers in October…
Credit unions are invited to hear from a virtual panel of experts examining new Federal Reserve research on existing barriers to financial inclusion and the importance of trust in financial…
Amid a recent spate of data showing the economy humming along smoothly, one sector has consistently stayed out of whack and it’s a big one: housing. On Thursday, a report…