As we recognize International Credit Union Day—a time to celebrate the global impact of the credit union movement—I find myself reflecting on the transformative journey I've had through the International…
Building wealth in low-moderate income communities, particularly in communities of color, requires a multifaceted approach centered on financial education, long-term investing strategies, and smart debt management. These components are vital…
TheFederal Trade Commissionadopted a final rule Wednesday that will require businesses to make it easy for consumers to cancel unwanted subscriptions and memberships. The “click-to-cancel” rule will prohibit retailers and…
Goldman Sachs(GS.N), opens new tabsaid on Wednesday it expects the U.S. Federal Reserve to deliver consecutive 25-basis-point (bps) interest rate cuts from November 2024 through June 2025 to a terminal…
The NCUA’s succession planning proposal was the focus of a credit union meeting with NCUA Chairman Todd Harper Wednesday. America’s Credit Unions, state Leagues, and 27 credit unions took part…
The Family and Medical Leave Act (FMLA) is the federal law that comes into play when employees need to take time off to attend to personal or family medical needs.…
As David Watson, president and CEO of The Clearing House describes it, the early years of its Real-Time Payments Network passed in an atmosphere of “Kevin Costner, ‘If you build…
In the post-pandemic era,inflationsurged to a multi-decade high and the Federal Reserve responded by raising the benchmark interest rate. Althoughmortgage ratesdon't directly track that benchmark rate, borrowing costs still soared…
People approaching retirement usually have two questions about Social Security: “Will it be there for me?,” and “When should I start taking Social Security benefits?” Social Security: Will it be…
In a now infamous rant,Dennis Green - former coach of the Arizona Cardinals - once said after a game, “They are what we thought they were.” And one of legendary…
NCUA joined other regulators - including the Federal Deposit Insurance Corporation, Federal Reserve, Florida Office of Financial Regulation, and Office of the Comptroller of the Currency – to address the…
Maine Credit Unions’ Campaign for Ending Hungerserves as a catalyst for carrying out the shared credit unionPeople Helping Peoplephilosophy by nourishing people’s financial lives and their physical well-being. Since its…
The “forgotten generation,” more popularly recognized as Generation X, is characterized by many traits. Perhaps none is more notable than the trait of independence. Coming of age as so-called latchkey…
Last week, the United States Department of Justice (DOJ) announced that it is working towards a resolution for allegations of “redlining” by Citadel Federal Credit Union, located in the greater…
New research from Comperemedia, a Mintel company, argues that some longstanding key assumptions among marketers will have to be reassessed in the face of new facts and changing attitudes. As…
Ego Is the Enemyis not just a book by marketing expert Ryan Holiday – it’s a truth that applies to almost any organization. For nearly 20 years,I’ve facilitated many credit…
Americans said they expected higher inflation over the longer run last month, as their expectations of credit turbulence rose to the highest level since April 2020, the Federal Reserve Bank…
Congress remains in home districts through Nov. 12. Leagues and credit unions continue to engage with policymakers leading up to the November general election. America’s Credit Unions and its PAC…
The current economic situation is one of uncertain optimism. The Federal Reserve’s September interest rate cuts have been followed by an announcement by the U.S. Bureau of Labor Statistics that…
Are you overwhelmed by the multitude of financial priorities vying for your attention? Setting smart financial goals is crucial for securing your future, but knowing where to start can be…
Investors pushed the stocks of JPMorgan Chase (JPM) and Wells Fargo (WFC) higher Friday after third quarter results looked better than feared, a demonstration of resilience from the banking giants…
On a recent episode of the Banking Transformed podcast, host Jim Marous spoke with Deanna Bublik, manager of product origination at American Airlines Federal Credit Union, about their journey to…
In this episode of The Allied Angle, Allied's Chief Legal Officer, Kelly Miller, and SVP Client Experience and Risk Management, Anne Holtzman, address the regulatory and compliance hurdles that lenders…
Fraud associated with check payments is on the rise, and can have devastating impacts on financial institutions and their business and consumer accounts. As fraudsters and cybercriminals become more sophisticated,…