CUNA Chief Economist Mike Schenk discusses loan delinquency trends in America in this month’sEconomic Update, and breaks down current metrics such as household debt as a percent of disposable income…
Credit unions are a vital part of the financial system, providing financial services to millions of people around the world. However, they are also a prime target for cybercriminals, who…
Happy early Thanksgiving! Amongst many other things, I am thankful that social media filters work on my cat, Quincy, so I can take fun holiday photos of him to share.…
In a wide-ranging discussion with The Digital Banking Report’s Jim Marous, Bhargava delves into the key technological, social and cultural forces that will reshape consumer behavior, employment, identity, leadership and…
As businesses have become more digital, many specialized applications have been developed for all different kinds of services, whether it be for recruiting new employees, providing security for data stores…
Criminals are always seeking ways to steal money and because ATMs are essentially ‘money machines’ they are a prime target. To prevent your retail ATM from being compromised it’s important…
According to recent statistics, communication methods vary by generation with Baby Boomers preferring face-to-face, Gen X leaning toward email and social apps, Millennials liking 2-way text or chat, and Gen…
It's imperative to separate the sensational misconceptions when it comes to overdraft,writesCalifornia and Nevada Credit Union Leagues President/CEO Diana Dykstra. Contrary to the distorted portrayals by guest commentators and consumer…
The Federal Reserve Boardannouncedthat the fee schedule for payment services provided by Federal Reserve Banks and used by depository institutions will go into effect Jan. 2, 2024. The Fed is…
Communication, language, and linguistics styles used by women in CEO interviews have more of a chance of producing a critical assessment or unwanted outcome than those used by men. Preparing…
As the fiscal year comes to a close, it presents a golden opportunity for your credit union to thoroughly assess not only the current direction of the organization but also…
Leadership is often glamorized as a position of power and influence, but the reality is that it is not for the faint of heart. Authentic leaders are not defined solely…
On Nov. 17, the OpenAI board shocked the tech world by announcing that Sam Altman, co-founder and CEO, had been fired. In an ever-evolving story, Greg Brockman, OpenAI president, decided…
National banks dominate the consumer credit space. Still, credit unions and community banks are becoming an increasingly popular choice for issuing credit cards. The share of consumers with a CU…
Out of all the different types of scams, lending scams might just be the most insidious. These types of scammers fool their victims into thinking they’re a legitimate financial institution,…
CUNA and NAFCUwroteto Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra urging the bureau to issue an Advance Notice of Proposed Rulemaking (ANPM) before it published its Notice of Proposed…
NAFCU Chief Economist and Vice President of Research Curt Long explores economic indicators, recent survey data, and the NCUA’s proposed 2024-2025 budget in anew economic update video. On the economy,…
Wow, your website looks amazing! It has a beautiful design that is very pleasing to the eyes. The look and feel are completely on-brand. The content is stellar, and your…
Providing the children of rural Ukraine with access to quality medicine is one example of how the Resilience Initiative launched byWorldwide Foundation for Credit Unions (WFCU)and theUSAID/WOCCU Credit for Agriculture…
Based on the events of recent months, with international crises and congressional upheavals dominating the news, it would seem that the “abnormal” is now normal. What does it say about…
The latest survey by Elan Credit Card and PYMNTS Intelligence reveals that credit unions and community banks have substantially increased their footprints in the consumer credit card space in recent…
Empathy is the bedrock of why credit unions and community banks serve consumers. You understand people and provide them with opportunities not every financial institution offers. But do you know…
The Consumer Financial Protection Bureau (CFPB) consistently oversteps or fails to consider the whole impact of its regulations on credit unions and other consumer-focused institutions, CUNA Deputy Chief Advocacy Officer…
The NCUA held a public hearing for itsproposed 2024-2025 budgetThursday. For 2024,the agency has proposed an increase of 9.5 percent from 2023 and an increase of 9.9 percent from the…