At this time last year, many people were wishfully hoping that the world would be back to normal by the 2021 holiday season. Nearly 20 months into the pandemic, consumers…
Credit unions will fall behind without NCUA action on credit unions’ ability to purchase digital assets,CUNA wroteto the agency Wednesday in response to an agency Request for Information on digital…
In a recent event for The Economic Club of Washington D.C., Sen. Joe Manchin, D-W.Va, Tuesday criticized the proposed IRS reporting proposal being floated in Congress. Manchin voiced his objection…
In June of 2021, theFederal Financial Institutions Examination Councilreleased an updated technology handbook that focuses on architecture, infrastructure and operations. The“Architecture, Infrastructure, and Operations” booklet (referred to as AIO)is one…
It’s inevitable—life happens. When the unforeseen happens—because it will happen—an emergency fund can be the difference between an inconvenience and a financial disaster. An emergency savings account is designed to…
Artificial intelligence is helping credit unions respond to member requests in a way that doesn’t make “self” and “service” seem like they don’t belong together. The chatbots these cooperatives are…
It is hard to read any trade magazine article, talk to a technology professional, or attend any conference without being inundated with all of the benefits of going to the…
Some retirees approach a retirement strategy with precision. They know exactly how much income they will need. For the rest of us, using a “replacement ratio” is a good approach…
The climate is changing. This is a little bit of a play on words. Yes, we know the world is transforming and the impact from rapid climate change will likely…
The Consumer Financial Protection Bureau (CFPB) missed many opportunities in its first decade of existence to leverage the credit union mission for consumers,CUNA wroteTuesday, adding that new CFPB leadership can…
As part of an ongoingeffort to call on the Administration to reject the proposed IRS reporting requirement, NAFCUon Mondayjoineda joint tradesletter to President Bidencalling for a withdrawal of the proposal…
You woke up this morning in the future. You probably didn’t think much about it because human nature, as is most business nature, is to focus on the here and…
Young adults care about climate change. As revealed by a recentPew Research Center survey, “Younger Americans – Millennials and adults in Generation Z – stand out… particularly for their high…
From streaming services to meal kits, subscriptions arebigbusinessthese days. According toa 2021 survey,61 million Americans have at least one retail subscription service. Based on an average of 3.7 subscriptions per…
With loan demands down, how can credit unions, especially smaller ones, innovate to drive demand? Unison Credit recognizes that breaking the mold is the only way forward. While it sounds…
Guiding small businesses through a digital process to uncover their needs is step one. Step two is to fulfill their demands by recommending the right set of services at the…
The speed at which the marketing discipline continues to evolve, which was escalated during an international pandemic shutdown, is astounding. As budgeting season approaches it's imperative that your credit union…
It’s a pretty indisputable fact thatCUInsighthas found a home at the heart of the credit union community. And this week onCRMNEXT’sBanking on Experience, we’re honored to have CUInsight Co-Founder and…
The expanded Internal Revenue Service (IRS) reporting proposal should be withdrawn and the administration should look at more targeted methods of tax enforcement, CUNA and other organizationswrotePresident Joe Biden Monday.…
Friday, House Financial Services Committee Ranking Member Patrick McHenry, R-N.C. and House Oversight and Government Reform Committee Ranking Member James Comer, R-Ky.,wrote to United States Postal Service Postmaster General Louis…
Generation Z (aka Gen Z, iGen, or Centennials), describes people born between around 1997 and 2012 (following Millennials). This generation is full of digital natives who grew up with internet,…
The Department of Justice has followed through on a key plank in the Biden campaign platform, with the announcement of a renewed effort to enforce federal fair-lending laws. Theannouncementspecifically launched…
Throughout September of 2021, we conducted our quarterly survey on credit union growth to help industry executives identify trends, compare plans and pace with peers, and anticipate the future direction…
It’s officially spooky season!It gets dark earlier in the day, the moon was full last night, scary movies are all the rage, and all sorts of creepy crawly costumed creatures…