Syndicated

We have no crystal ball. Any good economist will tell you they can’t predict the future either. They are really good at explaining what has happened, which is why we…

While fintech companies have been at the leading edge of artificial intelligence (AI)-powered innovation, financial services marketers are making up ground fast. McKinsey Global Institute says healthcare, financial services, and…

Few things are more important to Hispanics than family. In fact, both the nuclear and extended families – la familias – are highly valued by the vast majority of Hispanics…

The Consumer Financial Protection Bureau (CFPB) last week released a small entity compliance guide for its short-term, small-dollar loan rule, otherwise known as the “payday” rule. Though the bureau proposed…

Early-bird registration savings of $200 end Friday for NAFCU's CEOs and Senior Executives Conference. Throughout the conference, credit union executives will have opportunities to network and exchange ideas with peers,…

Citing surveys that found widespread morale problems at the CFPB, House Financial Services Chairwoman Maxine Waters (D-Calif.) is urging employees at the agency who believe the bureau’s work is being…

Now you see ‘em, now you don’t. Somehow it feels as though I am writing a period novel about the disappearance of an entire type of financial institution right in…

Complete the below quiz to identify how well you as a leader support talent development. Use the answers to guide your own development to provide quality support to your team.…

The NAFCU Compliance Team has received a few questions recently on providing disclosures when there is more than one member on an account. Essentially, the question is: If there are…

Following an initial announcement in May 2018, Apple and Goldman Sachs confirmed their intention to launch a jointly-branded credit card. According to the Wall Street Journal: Apple and Goldman Sachs…

Many question marks about voice search remain. Are smart speakers going to become as ubiquitous as refrigerators? Will consumers ever use them to apply for loans or credit cards? We…

The 2019 CUNA Governmental Affairs Conference (GAC), the credit union industry’s largest event, kicks off March 10 and registration is still open. CUNA President/CEO Jim Nussle calledCUNA GAC a “can’t…

Existing-home sales decreased 1.2 percent in January.Despite this decline, NAFCU Chief Economist and Vice President of Research Curt Long said he expects the market to rebound in the coming months.…

Credit unions are shattering the glass ceiling; more than half of CEOs are female, a statistic that proves our industry’s commitment to diversity and inclusion. While a majority of female…

The Senate Banking Committee will vote on Feb. 26 on the nominations of Rodney Hood and Todd Harper to serve on the NCUA board. The confirmation vote could be an…

Analysts from Callahan & Associates project total dividends at credit unions totaled $8.4 billion at the end of 2018. This $2 billion increase over last year represents an annual growth…

Innovation. It just might be today’s most popular buzz word. Some other buzz words we hear way too often these days? Automation. Data. Efficiency. Do you know what industry puts…

In a previous blog, we discussed the importance of reducing friction in the onboarding process. Onegood way to do so is through integration to a robust onboarding solution that manages…

The tax cut law signed by President Donald Trump helped boost bank profits to a record $237 billion last year, a 44 percent jump from 2017, the government said Thursday,…

Communication is often something we take for granted because it's happening all the time, whether we recognize it or not. As leaders, we need to be cognizant of the signals…

The credit union movement’s overall capital-to-asset ratio increased from 10.8% in November to 11.0% in December, according to CUNA’s Monthly Credit Union Estimates for December 2018. The total dollar amount…

Oral arguments have been set for April 16 in the appeal of the lower-court decision in a lawsuit challenging the NCUA's field of membership (FOM) rule. NAFCU maintains that FOM…

No doubt you have heard the old philosophical saying regarding who preceded whom. Was it the chicken or the egg? Aristotle was the first to debate the issue (not to…

When Sue Cuevas was asked to lend a hand to get a new Latino credit union up and running, she wasn’t even sure what a credit union was. But after…