Darren Nitz is the co-founder of DefaultShield, a loan loss protection program focused on helping lenders protect their portfolios while responsibly expanding access to credit. He has spent years working alongside dealers, lenders, and financial institutions to develop risk mitigation strategies that allow near-prime and rebuilding consumers to be financed sustainably. Darren is also the creator of an online sales and training platform designed to educate dealers and lenders on credit expansion, borrower protection, and long-term portfolio performance.